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245 & 249 Whispering Hills Blvd, Bowling Green, KY, 42101

4beds
6baths
2,400sqft
$450,000
$188price/sqft
$2,938/moest. monthly cost
$117,520/yrincome needed

About This Home

Excellent duplex investment opportunity in the established Whispering Hills subdivision. Built in 2022, each unit offers 2 bedrooms, 2.5 bathrooms, an attached 1-car garage, and additional parking directly in front of the unit. One unit is currently leased at $1,195 per month. The second unit is vacant. Ideal for investors seeking steady rental income or owner-occupants looking to offset their mortgage with rental revenue. Conveniently located with strong rental appeal in an established neighborhood.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
Jennings Creek ElementaryGrades PK-60.8 mi
4/10
1/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Dimensional,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Appliances

  • Appliances included: Unit 1(Dishwasher,Microwave,Refrigerator),Unit 2(Dishwasher,Microwave,Refrigerator),Water Heater (Electric)
  • Laundry features: In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Closet Light(s),Walls (Dry Wall)
  • Window features: Thermo Pane Windows

Heating & Cooling

  • Heating features: Unit 1(Heat Pump),Unit 2(Heat Pump),Heating Source (Electric)
  • Cooling features: Unit 1(Central Electric),Unit 2(Central Electric),Ceiling Fan(s)

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Unit 1(Kitchen/DiningCombo),Unit 2(Kitchen/DiningCombo)

Property

Details

  • Parcel number: 040A65138F / 040A65138E

Features

  • Patio & porch: Unit 1(Patio),Unit 2(Patio),Covered Patio
  • Exterior features: Concrete Walks,Lighting

Lot

  • Lot size: 0.32 Acres
  • Features: City Lot,Residential Manager

Parking

  • Total spaces: 4
  • Parking features: Garage,Parking Lot
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$242$2,904
Property Taxes $232$2,784
Electricity $189$2,274
Total$2,938$35,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,731/yr
40% on housing$88,140/yr
45% on housing$78,346/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 42101$151
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42101$174
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$450,000

For Sale by Agent

AgentJames W Cook
BrokerageBerkshire Hathaway HomeServices

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