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10 New Mexico State Rd #233, Medanales, NM, 87548

3beds
3baths
2,382sqft
$375,000
$157price/sqft
$2,239/moest. monthly cost
$89,560/yrincome needed

About This Home

Unique adobe and concrete block home with stunning mountain views and versatile living space. Features include hardwood and tile flooring, vigas, an updated kitchen with granite countertops, knotty hickory cabinetry, walk-in pantry, and Energy Star appliances. The main level offers a spacious bedroom, full bath, and walk-in closet. Upstairs loft showcases incredible views with an additional walk-in closet and 3/4 bath. The finished walk-out basement includes a kitchenette, bedroom, 3/4 bath, laundry area, and abundant storage--ideal for guests, multigenerational living, or rental potential. Wood-burning fireplace, and plenty of space for RV or motor coach parking complete this exceptional property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
5/10
6/10
Espanola Valley High SchoolGrades 9-1213.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Roof: Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • High Ceilings,Multiple Living Areas,Main Level Primary
  • Window features: Sliding
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Other,Window Unit(s)

Interior Area

  • Total structure area: 2,382
  • Total interior livable area: 2,382 sqft

Kitchen

  • Level: Main
  • Area: 176

Living Room

  • Level: Main
  • Area: 150

Primary Bedroom

  • Level: Main
  • Area: 225

Property

Details

  • Parcel number: 1040132066133
  • Zoning: Out of MLS Area
  • Zoning description: R-1

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Private Yard,RV Hookup

Lot

  • Lot size: 1.29 Acres

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Drought
Landslide
Winter Weather

FEMA Declared Disasters in Rio Arriba County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$106$1,272
Property Taxes $68$816
Electricity $169$2,032
Total$2,239$26,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,765/yr
40% on housing$67,170/yr
45% on housing$59,706/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 87548$275
Rio Arriba County$711

vs Homes Sold Last Month

Median $/sqft

ZIP 87548$332
Rio Arriba County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$375,000
2026-07-03Listed for sale$379,000

For Sale by Agent

AgentWe Sell Houses Group
BrokerageKeller Williams Realty

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