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49 Eddie Rd, Madison, OH, 44057

3beds
3baths
980sqft
$29,000
$30price/sqft
$391/moest. monthly cost
$15,640/yrincome needed

About This Home

Enjoy affordable living just minutes from Lake Erie in this spacious 2012 manufactured home featuring 3 bedrooms and 2.5 baths. This all‑electric home offers a practical and comfortable layout with plenty of room for families, guests, or anyone needing extra space. The home does need minor repairs, making it a great opportunity for someone who wants to add personal touches or build equity quickly. With its functional floorplan, generous bedroom sizes, and efficient electric setup, it provides a solid foundation for long‑term comfort. Located in a family‑friendly community, this home combines value, location, and potential - all within minutes of lakefront recreation, fishing, boating, and beautiful sunsets.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
North Elementary SchoolGrades K-52.8 mi
5/10
Madison Middle SchoolGrades 6-84.7 mi
4/10
Madison High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2012

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Laundry
  • Finished area above ground: 980

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 525

Features

  • Stories: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $146$1,752
Home Insurance *$16$192
Property Taxes $36$432
Electricity $193$2,320
Total$391$4,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,405/yr
40% on housing$11,730/yr
45% on housing$10,426/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$30This listing

vs Other Active Listings

Avg $/sqft

ZIP 44057$90
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44057$168
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$19,000
2026-07-08Price change$29,000
2026-06-18Listed for sale$30,000

For Sale by Agent

AgentStephanie Lira
BrokerageMadison Estates MHC

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