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18521 Plano Trail Ln, Aurora, IN, 47001

4beds
3baths
2,000sqft
$499,000
$250price/sqft
$3,395/moest. monthly cost
$135,800/yrincome needed

About This Home

Welcome to Plano Trails, a newly developed neighborhood with no HOA! This stunning brand-new stick-built home sits on 2.16 acres and blends modern comfort with country living. Featuring 2,000 sq. ft., this home offers 4 bedrooms, 2.5 baths, and an attached 900 sq. ft. garage. Energy-efficient features include closed-cell spray foam insulation, a dual-fuel HVAC system (electric and propane), gas water heater, and a Harman pellet stove. Fiber internet is available. Relax on the inviting covered front porch and take in the peaceful views. The property has been enhanced with 12 evergreen trees and 6 maple trees, and the yard is currently being graded, seeded, and strawed. With over 2 acres, there is plenty of room to add a second garage or pole barn. Schedule your showing today! Address is not found in maps apps. House across the street is at 13105 North Hogan Road Aurora, IN 47001.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
7/10
2/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Propane Water Heater

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: First

Bedroom2

  • Level: First
  • Area: 98.98

Bedroom3

  • Level: First
  • Area: 112.11

Bedroom4

  • Level: First
  • Area: 119.34

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Walk-In Closet(s)
  • Window features: Double Hung,Vinyl
  • Flooring: Vinyl Plank
  • Fireplace features: Pellet Stove,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Gas Furn EF Rtd 95%+
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Counter Bar,Kitchen Island,Pantry,Solid Surface Ctr,Vinyl Plank
  • Level: First
  • Area: 244.8

Living Room

  • Features: Vinyl Plank,Walkout
  • Level: First
  • Area: 426.65

Master Bathroom

  • Features: Shower

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s)
  • Level: First
  • Area: 191.76

Office

  • Area: 0

Property

Details

  • Parcel number: 150435100037000019
  • Other equipment: Other

Features

  • Levels: One
  • Stories: 1
  • Frontage length: 0.00
  • Topography of land: Level
  • Residential vegetation: Maple

Lot

  • Lot size: 2.16 Acres
  • Features: Corner Lot,Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Concrete,Gravel
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$389$4,668
Property Taxes $299$3,588
Electricity $184$2,212
Total$3,395$40,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,400/yr
40% on housing$101,850/yr
45% on housing$90,533/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 47001$117
Dearborn County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 47001$157
Dearborn County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$489,900
2026-07-10Price change$499,000
2026-06-22Listed for sale$510,000

New Construction

AgentStacey Craig
BrokerageLohmiller Real Estate

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