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4818 York Dr, South Bend, IN, 46614

3beds
2baths
1,497sqft
$319,900
$214price/sqft
$2,218/moest. monthly cost
$88,720/yrincome needed

About This Home

Move-In Ready New Construction! Welcome to Scottsdale Club, where affordable new construction becomes a reality. Ideally situated on South Bend’s south side, this thoughtfully designed ranch offers exceptional value just minutes from the Scottsdale shopping plaza, the 4H Fairgrounds, and convenient access to the US-20 Bypass. Step inside to an inviting open-concept layout with 9ft ceilings, highlighted by a modern kitchen featuring a center island with quartz countertops and stainless steel appliances, perfect for both everyday living and entertaining. The home offers three generously sized bedrooms, including a private primary suite with its own bath, creating a comfortable retreat. Additional features include an attached one-car garage and the added confidence of brand-new construction. Located on York Drive, this home presents a rare opportunity to enjoy modern living at an attainable price point.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Monroe Elementary SchoolGrades K-51.6 mi
4/10
Jackson Middle SchoolGrades 6-80.9 mi
3/10
Riley High SchoolGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Range,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Basement: Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • 1st Bdrm En Suite,Stone Counters,Main Level Bedroom Suite
  • Finished area below ground: 0
  • Finished area above ground: 1,497

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,497
  • Total interior livable area: 1,497 sqft

Property

Details

  • Parcel number: 710930452018.000002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,102 sqft
  • Features: Sloped,0-2.9999
  • Lot size dimensions: 153x53

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$191$2,292
Property Taxes $226$2,712
Electricity $184$2,212
Total$2,218$26,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,045/yr
40% on housing$66,540/yr
45% on housing$59,146/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$122
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$319,900

New Construction

AgentStephen C Smith
BrokerageIrish Realty

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