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16528 Osceloa Ave, Moundville, AL, 35474

3beds
2baths
1,355sqft
$236,900
$175price/sqft
$1,712/moest. monthly cost
$68,480/yrincome needed

About This Home

This beautifully designed single-story home offers the perfect blend of comfort, style, and functionality—and it comes with blinds, refrigerator, washer/ dryer already included! Featuring 3 spacious bedrooms and 2 full bathrooms, this thoughtfully crafted floor plan stands out from the typical open-concept design. Defined living spaces create a sense of privacy and purpose while maintaining a seamless flow throughout the home. Step outside to the covered back patio, ideal for enjoying your morning coffee, hosting outdoor gatherings, or simply relaxing year-round. Ask about our buyer incentives, including thousands toward closing costs and prepaids with preferred lenders. Photos are renderings and stock images of a completed Fenway floor plan. Actual colors, features, and finishes may vary.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Big Sandy ElementaryGrades PK-53.6 mi
7/10
5/10
Hillcrest High SchoolGrades 9-129.7 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Concept,Walk-In Closet(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,1 Unit

Interior Area

  • Total structure area: 1,355
  • Total interior livable area: 1,355 sqft

Property

Details

  • Parcel number: 000000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Rain Gutters

Parking

  • Parking features: Concrete,Driveway,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,197$14,364
Home Insurance *$214$2,568
Property Taxes $61$732
Electricity $240$2,881
Total$1,712$20,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,697/yr
40% on housing$51,360/yr
45% on housing$45,653/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 35474$135
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35474$142
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$236,900
2026-07-22Price change$236,900
2026-07-11Price change$236,400
2026-06-22Listed for sale$235,400

For Sale by Agent

AgentKatie Oswalt
BrokerageLennar Homes Coastal Realty LL

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