1008 B And R Rd, Utopia, TX, 78884
About This Home
10 beautiful acres in Utopia, Texas, featuring paved road frontage, a water well, and electricity. The property includes a charming new 2025 built farmhouse-style home with 2 bedrooms and 2 bathrooms. The open-concept floor plan offers vaulted ceilings and plenty of natural light, creating a spacious and inviting atmosphere. Relax on the large porch, gather around the fire pit with family and friends, and take in the stunning mountain views that surround the property. Whether you're looking for a full-time residence, a weekend retreat, or a Hill Country getaway, this property offers the perfect blend of comfort, privacy, and scenic beauty. Minutes from Garner and Lost Maples State Parks.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Farm/Ranch
Interior
Interior Area
- Total structure area: 832
- Total interior livable area: 832 sqft
Property
Details
- Zoning: BCAD
- Other equipment: None
Features
- Levels: One
- Stories: 1
- Fencing: Cross Fenced
- Has view: Yes
- Waterfront features: None
- Horses can be raised: Yes
Lot
- Lot size: 10.31 Acres
- Features: Views,Horse Property,Level,Open Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Drought
- Hail
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $330 | $3,960 |
| Electricity | $238 | $2,859 |
| Total | $3,201 | $38,412 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-22 | Listed for sale | $489,000 |
View on Zillow