109-39 194th St, Saint Albans, NY, 11412
About This Home
Welcome to this charming and meticulously maintained brick corner property in the heart of St. Albans, NY. Nestled on a spacious 60x100 lot, this bright and sunny home offers a total of 3,504 sq ft of luxurious living space, including a fully finished basement with a separate entrance. The inviting living room features a cozy fireplace, perfect for relaxing evenings, while the large eat-in kitchen is equipped with stainless steel appliances, ideal for culinary enthusiasts. Modern upgrades include new security cameras, a new water heater, and freshly painted interiors. The new custom closets provide ample storage, ensuring everything has its place. Step outside to a beautifully landscaped yard with a new lawn and grass, complemented by a new PVC fence for privacy. The home also boasts a new stainless steel fence and gate, new gutters, and a newly paved sidewalk and concrete surrounding the house. Designed for easy living, the bright, airy rooms are perfect for family gatherings and entertaining friends. With lots of great extras, this move-in-ready home invites you to just bring your bed and move right in, combining suburban tranquility with urban convenience. Schedule your viewing today and make this stunning property your forever home!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Washer/Dryer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Cooling
- Cooling features: Central Air
Features
- Flooring: Hardwood
- Fireplace: Yes
Interior Area
- Total structure area: 5,999
- Total interior livable area: 5,999 sqft
Property
Details
- Special condition: Resale
Features
- Patio & porch: Other
- Exterior features: Garden
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Queens County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,579 | $90,948 |
| Home Insurance * | $452 | $5,424 |
| Property Taxes | $936 | $11,232 |
| Electricity | $991 | $11,896 |
| Total | $9,958 | $119,496 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Price change | $1,499,000 |
| 2026-04-09 | Price change | $1,599,000 |
| 2026-02-03 | Listed for sale | $1,650,000 |
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