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4227 Viceroy St, Portage, IN, 46368

3beds
2baths
1,498sqft
$332,990
$222price/sqft
$2,279/moest. monthly cost
$91,160/yrincome needed

About This Home

Brand-New Construction- FALL move-in! Welcome to the HARMONY, a beautiful and modern ranch-style home in Portage's newest community Bauer Farm! This thoughtfully designed 3-bedroom, 2-bathroom, and a 2 car garage home offers an inviting open-concept layout with abundant natural light. The kitchen features sleek quartz countertops, a spacious center island with additional seating, soft close designer flagstone cabinetry, and a walk-in pantry for ample storage. The primary suite features a generous walk-in closet and a private ensuite bath with dual sinks and a walk-in shower. A finished main-floor laundry room adds convenience. Additional highlights include a 2-car garage, landscaped and sodded front yard and seeded backyard and a concrete driveway. Nestled at the end of a quiet road, this beautiful home offers exceptional privacy with serene wooded views and no neighbors behind you. This home includes SMART Home Technology, featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. **Photos are of a similar model**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Portage High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range,Microwave,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 12.0 x 9.0

Features

  • Double Vanity,Walk-In Closet(s),Pantry,Open Floorplan,Kitchen Island
  • Finished area above ground: 1,498

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,498
  • Total interior livable area: 1,498 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8.0 x 6.0

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 19.0 x 12.0

Primary Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14.0 x 12.0

Property

Details

  • Parcel number: Tbd
  • Special condition: None

Features

  • Levels: One
  • Exterior features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,098 sqft
  • Features: Back Yard,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Driveway,Paved,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,683$20,196
Home Insurance *$188$2,256
Property Taxes $224$2,688
Electricity $184$2,212
Total$2,279$27,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,137/yr
40% on housing$68,370/yr
45% on housing$60,773/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 46368$121
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46368$162
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$332,990
2026-07-31Price change$332,990
2026-07-18Price change$334,990
2026-07-13Price change$329,990
2026-06-23Listed for sale$334,990

New Construction

AgentKristin Hadley
BrokerageDRH Realty of Indiana

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