86 Pounding Mill Rd, Hayesville, NC, 28904
About This Home
Tucked away in a private, storybook setting, this charming wood-sided park model offers the ultimate mountain retreat on approximately one acre with frontage on bold, rushing Pounding Mill Creek. From the moment you arrive, the sights and sounds of the large, gushing creek create a peaceful backdrop, while the Nantahala National Forest just across the water provides an extraordinary natural setting and added sense of seclusion. Relax on the deck overlooking the creek, spend warm days playing in the cool water, and enjoy evenings filled with cookouts, laughter, and time well spent by the creekside. Inside, soaring cathedral ceilings create an open yet cozy feel, while mature landscaping enhances the beauty and privacy of the property. The level area along the creek offers plenty of space for picnic tables, outdoor entertaining, or even a gazebo, making this a rare opportunity to own a truly special mountain getaway surrounded by nature. Owner is offering financing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2008
Materials
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Oven
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Cathedral Ceiling(s),High Speed Internet
- Window features: Insulated Windows
- Flooring: Laminate
- Fireplace features: None
Heating & Cooling
- Heating features: Propane
- Cooling features: Central Air
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 549900494585
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Storage,Private Yard
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Creek
- Waterbody name: Pounding Mill Creek
- Frontage type: Creek,USFS
- Topography of land: Rolling
Lot
- Lot size: 1 Acres
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Ice Storm
- Landslide
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,071 | $12,852 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $81 | $972 |
| Electricity | $200 | $2,405 |
| Total | $1,440 | $17,280 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Listed for sale | $212,000 |
View on Zillow