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460 Battlefield Memorial Hwy, Richmond, KY, 40475

2beds
1baths
1,598sqft
$189,900
$119price/sqft
$1,320/moest. monthly cost
$52,800/yrincome needed

About This Home

Investment Opportunity in a Prime Madison County Location! Situated just off Battlefield Memorial Highway, this unique property offers exceptional potential for investors, renovators, or buyers seeking rental income opportunities. The main residence features approximately 1,268 square feet, 2 bedrooms, 1 bathroom, and an unfinished basement, providing ample storage and expansion possibilities. While the home requires TLC and updates, it offers a solid foundation to add value and build equity. Adding to the appeal is a move-in ready 2011 manufactured home (manufactured September 2011) offering approximately 1040 square feet of living space with 3 bedrooms and 2 bathrooms. Completely fenced in yard. Whether used as an income-producing rental, guest quarters, or multi-generational living arrangement, the second dwelling creates outstanding flexibility and investment potential. Conveniently located near shopping, dining, schools, and major commuter routes, this property combines location with multiple income possibilities. Property is being sold as-is. Due to the condition of the primary residence, conventional financing will not qualify; cash buyers or appropriate alternative financing only. Don't miss this rare opportunity to build your real estate portfolio.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
9/10
Farristown Middle SchoolGrades 6-84.9 mi
8/10

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Exterior Entry,Full,Partially Finished,Sump Pump,Unfinished,Walk-Out Access

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Laminate,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Finished area below ground: 330
  • Finished area above ground: 1,268

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,598
  • Total interior livable area: 1,598 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 070A00050005

Features

  • Levels: Two
  • Fencing: Chain Link,Partial,Privacy
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.59 Acres
  • Features: Few Trees

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$94$1,128
Property Taxes $112$1,344
Electricity $154$1,850
Total$1,320$15,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,257/yr
40% on housing$39,600/yr
45% on housing$35,200/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 40475$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 40475$175
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$189,900
2026-07-21Price change$189,900
2026-06-23Listed for sale$199,900

For Sale by Agent

AgentZachary Reece
BrokerageCentury 21 Pinnacle

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