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105 Pine Ridge Rd, Medford, MA, 02155

3beds
2baths
1,718sqft
$950,000
$553price/sqft
$6,162/moest. monthly cost
$246,480/yrincome needed

About This Home

Great opportunity to own this charming 3-bedroom, 1.5-bath home in desirable West Medford, just steps from Mystic Lake and situated on the Winchester/Arlington line. Tucked away on a private road, this property offers a rare combination of privacy and convenience on an expansive 18,500-square-foot lot. The 1st floor features an updated kitchen w/ granite counters, a renovated pantry, a bright living room w/ hardwood floors, and a dining room w/ direct access to the large deck and backyard. A convenient 1/2 bath completes the main level. The 2nd floor offers 3 sun-filled bedrooms, all w/ hardwood flooring, along w/ a full tiled bathroom. The finished lower level provides additional living space ideal for a family/play room. Additional highlights include a one garage bay and paved driveway. The oversized lot is exceptional w/ potential for future expansion/ADU (subject to local approvals). Enjoy easy access to Mystic Lake, parks, walking trails, Boston, commuter rail (1mile away).

Getting Around

30
WalkingCar-Dependent
40
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

7/10
Brooks SchoolGrades PK-51.0 mi
6/10
Andrews Middle SchoolGrades 6-82.6 mi
5/10
Medford High SchoolGrades PK,9-120.9 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Range,Dishwasher,Disposal,Refrigerator,Washer,Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom1

  • Features: Bathroom - Half
  • Level: First
  • Area: 16

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower
  • Level: Second
  • Area: 48

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 150

Bedroom3

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Deck - Exterior, Exterior Access
  • Level: First
  • Area: 120

Family Room

  • Features: Closet, Flooring - Wall to Wall Carpet
  • Level: Basement
  • Area: 221

Features

  • Flooring: Wood
  • Finished area below ground: 234
  • Finished area above ground: 1,484

Heating & Cooling

  • Heating features: Steam,Oil
  • Cooling features: Window Unit(s),Wall Unit(s),Whole House Fan

Interior Area

  • Total structure area: 1,718
  • Total interior livable area: 1,718 sqft

Kitchen

  • Features: Pantry, Kitchen Island, Recessed Lighting, Stainless Steel Appliances
  • Level: First
  • Area: 143

Living Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 253

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 168

Property

Details

  • Parcel number: M:H01 B:0014
  • Zoning: S

Features

  • Patio & porch: Deck
  • Exterior features: Deck,Fenced Yard
  • Fencing: Fenced/Enclosed,Fenced

Lot

  • Lot size: 0.42 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 3
  • Parking features: Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$206$2,472
Property Taxes $799$9,588
Electricity $354$4,259
Total$6,162$73,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,268/yr
40% on housing$184,860/yr
45% on housing$164,320/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$553This listing

vs Other Active Listings

Avg $/sqft

ZIP 02155$432
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02155$470
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Contingent$899,000
2026-08-04Price change$899,000
2026-06-23Listed for sale$950,000

For Sale by Agent

AgentBob Airasian
BrokerageColdwell Banker Realty - Belmont

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