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39016 State Highway 41, Nelson, MO, 65347

5beds
4baths
3,620sqft
$520,000
$144price/sqft
$3,691/moest. monthly cost
$147,640/yrincome needed

About This Home

Exceptional new construction on 4.92 acres featuring 5 bedrooms, 3.5 baths, a private pond, and blacktop frontage. This thoughtfully designed home offers soaring ceilings, abundant natural light, quality craftsmanship, and an open floor plan ideal for everyday living and entertaining. Features include a split-bedroom layout, massive walk-in pantry, oversized laundry room, and two additional bedrooms in the finished upper level above the garage. Built for efficiency and low-maintenance ownership with a backup heat pump, metal siding, and metal roof. The oversized garage/shop offers exceptional space for vehicles, storage, hobbies, or workspace. Enjoy a secluded setting with easy access to I-70 and nearby amenities. Temporary photos do not do this home justice. Showings start 6/26

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Metal

Other

  • Builder name: Adam Imhoff

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Smart Thermostat,Eat-in Kitchen,Kit/Din Combo,Wood Cabinets
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,High Efficiency Furnace,Forced Air
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 3,620
  • Total interior livable area: 3,620 sqft

Property

Details

  • Parcel number: 2019723602012003.002

Features

  • Patio & porch: Covered,Front Porch
  • On waterfront: Yes
  • Waterfront features: Pond
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 4.92 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$500$6,000
Property Taxes $286$3,432
Electricity $276$3,317
Total$3,691$44,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,548/yr
40% on housing$110,730/yr
45% on housing$98,426/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 65347
Saline County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 65347$109
Saline County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$520,000
2026-06-26Listed for sale$599,000

For Sale by Agent

AgentKim Brady
BrokerageEXP Realty LLC

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