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27 Orchard Lane Ct #27, Manchester, IA, 52057

3beds
2baths
1,064sqft
$69,900
$66price/sqft
$611/moest. monthly cost
$24,440/yrincome needed

About This Home

This BRAND NEW HOME is move in ready NOW! It's an open concept, 3 bedroom, 2 bathroom, on a corner lot in Orchard Lane Estates, Manchester IA. You will love the island in the center of the kitchen, that also doubles as your dining area, perfect for entertaining guests or dinner with the family. The cabinets offer ample space, and the stainless steel appliances come with the home! The primary bedroom provides both a walk in closet and a primary bathroom and the spare bedrooms share a guest bathroom, conveniently located between them. All bedrooms are carpeted and the rest of the living space is vinyl flooring, providing a much easier cleaning options!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
9/10
West Delaware High SchoolGrades 9-121.1 mi
4/10
Lambert Elementary SchoolGrades PK-40.9 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,064 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 420

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$70$840
Property Taxes $67$804
Electricity $121$1,452
Total$611$7,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,948/yr
40% on housing$18,330/yr
45% on housing$16,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 52057$200
Delaware County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 52057
Delaware County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-23Listed for sale$69,900

For Sale by Agent

AgentMelissa Motley
BrokerageOrchard Lane Estates

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