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54 4-H Road, North River, NY, 12856

5beds
4baths
2,278sqft
$1,150,000
$505price/sqft
$8,028/moest. monthly cost
$321,120/yrincome needed

About This Home

Perched on 5.7 private acres in the sought-after Garnet Hill community, this exceptional custom-crafted lodgepole pine log home captures sweeping Adirondack views stretching to pristine 13th Lake. This home uses superior western logs selected for their stability and length, showcasing hand-peeled, hand-fitted scribed logs featuring natural twisted grain, burls, and gnarls. Massive ''character logs'' run uninterrupted the length of the home, while impressive 54-foot roof purlins highlight the extraordinary craftsmanship. The 3,128 SF residence spans three levels and offers 4 bedrooms, 3 full baths, a great room, radiant heat, vaulted ceilings, wood and tile floors, a dramatic stone fireplace, wood stove, and four covered porches designed to connect indoor and outdoor spaces. A charming porte cochère connects the main residence to a detached guest house above a heated two-car garage. The guest quarters include radiant heat and a wood stove with vaulted ceilings, 1-bedroom, full bath, loft, workshop, storage, and additional sleeping space, making it ideal for guests or multi-generational living. Privacy and recreation abound. Garnet Hill's renowned trail system is located just steps away from this property, through mature sugar maples and evergreens, providing immediate access to hiking, mountain biking, cross-country skiing, and snowshoeing. Property owners enjoy shared lake frontage on crystal-clear 13th Lake with docks for swimming, paddling, fishing & lakeside relaxation, along with tennis, pickleball, and basketball courts. Gore Mountain is just 15 minutes away for alpine skiing and snowboarding. Being sold turnkey, this remarkable property also benefits from the amenities of Garnet Hill Lodge, including hotel and cabin accommodations, exceptional dining, and an Outdoor Center offering ski and mountain bike rentals. A rare opportunity to own one of the Adirondacks' most distinctive year-round retreats.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
Johnsburg Central SchoolGrades PK-126.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1990

Materials

  • Foundation: Combination,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Cedar,Drywall,Log,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom,Log
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Interior Entry,Walk-Out Access,Wood Stove

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Other,High Speed Internet,Ceiling Fan(s),Vaulted Ceiling(s),Wall Paneling,Wired for Sound,Built-in Features,Cathedral Ceiling(s),Central Vacuum,Ceramic Tile Bath,Kitchen Island
  • Door features: Atrium Door
  • Window features: Screens,Wood Frames,Bay Window(s),Blinds,Display Window(s),Double Pane Windows,Insulated Windows
  • Flooring: Tile,Wood,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove,Basement,Family Room,Insert,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 850
  • Finished area above ground: 2,278

Foyer

  • Level: First

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Basement

Full Bathroom

  • Level: Second

Game Room

  • Level: Basement

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Fireplace Insert,Oil,Propane,Propane Tank Owned,Radiant,Radiant Floor,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 2,278
  • Total interior livable area: 2,278 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: Second

Loft

  • Level: Second

Other

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 523000 46.235 01
  • Zoning description: Mixed
  • Special condition: Standard
  • Other equipment: Fuel Tank(s)

Features

  • Patio & porch: Rear Porch,Covered,Front Porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Meadow,Mountain(s),Pasture,Trees/Woods,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Deeded Water Access

Lot

  • Lot size: 5.72 Acres
  • Features: Rock Outcropping,Secluded,Meadow,Private,Sloped,Views,Wooded,Cleared

Parking

  • Total spaces: 10
  • Parking features: Workshop in Garage,Paved,Circular Driveway,Driveway,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Warren County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$611$7,332
Property Taxes $1,226$14,712
Electricity $376$4,517
Total$8,028$96,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$275,245/yr
40% on housing$240,840/yr
45% on housing$214,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -1.8%
-1.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$505This listing

vs Other Active Listings

Avg $/sqft

ZIP 12856$269
Warren County$367

vs Homes Sold Last Month

Median $/sqft

ZIP 12856
Warren County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$1,150,000

For Sale by Agent

AgentChristine Hogan-Barton
BrokerageRoohan Realty

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