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4513 Silbernagel Dr, Bismarck, ND, 58503

2beds
2baths
1,783sqft
$645,000
$362price/sqft
$4,216/moest. monthly cost
$168,640/yrincome needed

About This Home

Welcome to the Portico, a thoughtfully designed patio-style home offering the convenience of single-level living with elegant finishes and a private outdoor courtyard. This open-concept floor plan features spacious living and dining areas, a well-appointed kitchen with a large island, and a luxurious owner's suite with a walk-in closet and private bath. A secondary bedroom and flexible den provide space for guests, hobbies, or a home office. Located in Meadowlark Crossing, Bismarck's premier 55+ active adult community, homeowners enjoy a low-maintenance lifestyle with lawn care and snow removal included through the HOA. Additional amenities will include a Clubhouse with outdoor pool, and pickleball courts. The Portico combines comfort, functionality, and quality craftsmanship, creating the perfect setting to live well every day.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
6/10
Simle Middle SchoolGrades 6-84.0 mi
5/10
Legacy High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Floor Bedroom,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,783

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,783
  • Total interior livable area: 1,783 sqft

Property

Details

  • Parcel number: 2279014085

Features

  • Exterior features: Rain Gutters,Courtyard
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Level
  • Lot size dimensions: On FIle

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather
Ice Storm
Tornado
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance $358$4,296
Property Taxes $456$5,472
Electricity $141$1,698
Total$4,216$50,592

Income You'd Need if You Spent...

35% on housing$144,548/yr
40% on housing$126,480/yr
45% on housing$112,426/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$362This listing

vs Other Active Listings

Avg $/sqft

ZIP 58503$221
Burleigh County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 58503$175
Burleigh County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$645,000

New Construction

AgentJAMIE SCHMIDT
BrokerageTRADEMARK REALTY

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