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12281 Allison Ln, San Diego, CA, 92129

3beds
3baths
1,959sqft
$985,900
$503price/sqft
$6,113/moest. monthly cost
$244,520/yrincome needed

About This Home

Ready for a QUICK move-in this two-story paired home with upgraded flooring and backsplash is designed for residents 55 and better and features plenty of shared and private spaces. Two secondary bedrooms are located near the entry, just before the large open living area that showcases the well-appointed kitchen with island, dining area and Great Room. The owner's suite is also located on the first level and has its own large bathroom and walk-in closet. Upstairs is a spacious bonus room and powder bathroom. Junipers is a gated masterplan community of new homes for sale for active adults aged 55 and better in San Diego, CA Features included in your new home: In The Kitchen Durable quartz countertops grace the kitchen and multifunctional center island Samsung stainless-steel appliance package including a gas cooktop, refrigerator with touchscreen, a built-in oven and microwave Samsung Side-by-Side Refrigerator with Touchscreen Family Hub™ Stainless steel undermount sink Samsung stainless steel microwave Samsung stainless steel 36” 5 burner gas cooktop with stainless steel under cabinet hood Samsung stainless steel built-in oven Samsung stainless steel dishwasher High Arc pulldown chrome faucet Stainless steel undermount sink Quartz countertops with 6” backsplash and full height at cooktop Quartz countertops with 6” backsplash and full height at cooktop with 2 ¼” mitered-edge Shaker-style cabinetry in white, Battleship Grey or Folkstone Grey thermofoil (per cabinet package) Cabinetry featuring European soft-close, full-extension guides and concealed hinges Convenient roll-out shelf for hidden recycling and trash center Convenient island with quartz slab countertop (to match kitchen) with 2 ¼” mitered-edge Two USB outlets in kitchen backsplash and one at island In the Owners Suite Dual sinks and chrome fixtures sit atop the vanity in the owner’s suite bathroom White quartz countertop with 6” backsplash and 1 ½ ” polished edge Shaker-style cabinetry in white, Battleship Grey or Folkstone Grey thermofoil (per cabinet package) High-low shelving and rails in the owner’s suite walk-in closet Shower with 4” x 16” tile surround and 2 x 2 tile floor Moen® chrome plumbing fixtures Elongated comfort-height toilet with soft-close seat Dual-sided mirrored salon doors at walk-in closet Secondary Bathroom Shaker-style cabinetry in white, Battleship Grey or Folkstone Grey thermofoil (per cabinet package) Undermount sink (pedestal sink at Powder) White quartz countertops with 6” backsplash and ¾” polished-edge detail Fiberglass tub/shower with subway tile design surround Convenient polished-edge medicine cabinet (except powder room) Moen chrome plumbing fixtures Elongated toilet with soft-close seat In The Laundry Samsung washer and dryer in classic white finish Shaker-style cabinetry in white, Battleship Grey or Folkstone Grey thermofoil (per cabinet package) White quartz countertops with 6” backsplash and ¾” polished-edge detail Sink and faucet Interior Elegant two-panel interior doors Vinyl, tile, carpet flooring (at select locations per plan) TV/data outlet in owner’s suite Flat-panel flush TV/electrical outlet and RG-6 cable in Great Room and Owner’s Suite LED surface mount lighting throughout home 4 ¼” baseboards and 2 ¼ ” door casing in craftsman style Low VOC interior paint Exterior Insulated garage doors (per elevation) Automatic garage door opener with two remotes Fire-rated garage entry door 16/20 sand stucco exterior finish Connectivity Honeywell Smart Wi-Fi thermostat Schlage Encode WiFi Smart Lock Ring Video Doorbell Pro Energy Efficiency Energy-efficient LED lights Air-conditioner Low-energy dual-glazed windows Electric vehicle charging outlet (charger not included)

Getting Around

60
WalkingSomewhat Walkable
25
TransitSome Transit
12
BikeSomewhat Bikeable

Schools

10/10
7/10
10/10
Mt. Carmel High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Refrigerator,Washer,Gas Cooking
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: N/K

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,959
  • Total interior livable area: 1,959 sqft

Property

Details

  • Parcel number: 00000000

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common
  • Spa features: Community/Common
  • Fencing: Vinyl

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,985$59,820
Home Insurance *$158$1,896
Property Taxes $550$6,600
Electricity $420$5,040
Total$6,113$73,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,588/yr
40% on housing$183,390/yr
45% on housing$163,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$503This listing

vs Other Active Listings

Avg $/sqft

ZIP 92129$536
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92129$655
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$985,900
2026-06-24Listed for sale$1,027,900

For Sale by Agent

AgentMark Schultz
BrokerageMark Schultz Broker

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