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20 Joseph Ct S, Monmouth Junction, NJ, 08852

6beds
6baths
0sqft
$1,499,000
--price/sqft
$10,773/moest. monthly cost
$430,920/yrincome needed

About This Home

Welcome to this impressive estate home in sought-after PRINCETON GATE, offering 6 BD, 5/1 BA, a 3-CAR GARAGE, and a WALK-OUT FINISHED BASEMENT. The grand TWO-STORY FOER features custom flooring, a curved staircase, and an elegant chandelier with an electric lift. The spacious living room showcases soaring CATHEDRAL CEILINGS, clerestory windows, and French doors leading to the expansive deck. Adjacent, the formal dining room provides an ideal setting for entertaining. The gourmet eat-in kitchen features stainless steel appliances, GRANITE COUNTERTOPS, a CENTER ISLAND, custom cabinetry, and a bright breakfast area with a bay window. A true highlight of the home is the PRIVATE BACKYARD RETREAT, featuring a heated in-ground pool, built-in Jacuzzi, expansive deck, and mature landscaping. Conveniently located on the main level, the primary suite offers DECK ACCESS and a SPA-INSPIRED bathroom with marble finishes, a Jacuzzi tub, separate shower, and double vanity. An additional bedroom or library and powder room complete the main level. Upstairs, you'll find four spacious bedrooms and three full bathrooms. The WALK-OUT FINISHED BASEMENT provides exceptional additional living space with a full bathroom, cedar closet, sauna, separate multi-spray shower, and flexible areas for recreation, fitness, hobbies, or entertaining. Additional features include hardwood flooring throughout much of the home, custom recessed lighting, an oversized 3-car garage, and a spacious driveway. Ideally located just minutes from Princeton Junction Train Station, Downtown Princeton, shopping, dining, and major commuting routes.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
9/10
Crossroads NorthGrades 6-82.8 mi
7/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Dishwasher,Microwave,Refrigerator,Range,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished, Bath Full, Bedroom, Daylight, Exterior Entry, Recreation Room, Storage Space, Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • 1 Bedroom,Entrance Foyer,Great Room,Kitchen,Library/Office,Bath Half,Living Room,Bath Full,Dining Room,Family Room,4 Bedrooms,Bath Other,Bath Second,Den,None
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Kitchen Island, Eat-in Kitchen, Separate Dining Area

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 21000961500006

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Features: See Remarks
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Garage,Attached,Built-In Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,579$90,948
Home Insurance *$516$6,192
Property Taxes $2,485$29,820
Electricity $193$2,318
Total$10,773$129,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$369,360/yr
40% on housing$323,190/yr
45% on housing$287,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08852$376
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08852$328
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Listed for sale$1,499,000

For Sale by Agent

AgentANNA SHULKINA
BrokerageRE/MAX OF PRINCETON

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