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464 Steppe Place Red, Oak, TX, 75154

4beds
3baths
2,594sqft
$462,019
$178price/sqft
$3,411/moest. monthly cost
$136,440/yrincome needed

About This Home

MLS# 21202700 - Built by Altura Homes - Aug 2026 completion! ~ Altura Homes Features Summerwood Estates a 50ft and 60ft Planned thriving community with direct access to I-35 freeway movie theater- grocery - and restaurants. The Callington C floor plan features 4-2.5-2 in a two-story front entry garage with 4 sides ACME Brick & Stone full landscaping package with full gutters and sprinkler system. Upon entry has a foyer with study with French style open glass doors as you move down hall home has half bath adjacent to full size laundry room with room for a freezer open window for viewing and fresh air. This is a open floor plan open living and dining area with full view to back covered patio. Kitchen has 42in cabinets with granite countertops and stainless-steel appliances flooring has luxury vinyl floors in main area with owner's retreat shows large bedroom dual vanity and dual closet with walk in tub and separate shower and Walkin closet, secondary bedroom is own second level with game room has its own full bath.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Red Oak Middle SchoolGrades 6-82.9 mi
4/10
Red Oak High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement,Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 16 x 13

Features

  • Double Vanity,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Circulating
  • Fireplace: Yes

Game Room

  • Level: Second
  • Dimensions: 18 x 16

Heating & Cooling

  • Heating features: Electric,ENERGY STAR Qualified Equipment,Fireplace(s),Heat Pump
  • Cooling features: ENERGY STAR Qualified Equipment,Heat Pump

Interior Area

  • Total interior livable area: 2,594 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Kitchen Island,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 10 x 9

Living Room

  • Level: First
  • Dimensions: 16 x 13

Master Bedroom

  • Features: Double Vanity,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 14

Utility Room

  • Level: First
  • Dimensions: 8 x 5

Property

Details

  • Parcel number: 309846

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 6,969 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: .05

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,336$28,032
Home Insurance *$314$3,768
Property Taxes $477$5,724
Electricity $284$3,418
Total$3,411$40,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,948/yr
40% on housing$102,330/yr
45% on housing$90,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 75154$162
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75154$179
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$457,019
2026-03-09Listed for sale$462,019

New Construction

AgentBen Caballero
BrokerageHomesUSA.com

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