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570 Riverdale Dr, Oakland, TN, 38060

4beds
3baths
1,972sqft
$382,990
$194price/sqft
$2,430/moest. monthly cost
$97,200/yrincome needed

About This Home

READY Oct. 2026!! Home features 4 Bedrooms, 3 baths, 3 Car Garage, walk-in closet in primary, open floor plan, and covered back porch. Beautiful, all new community. Riverwood Gardens - Up to $10,000 closing costs paid with Special Below Market Rate through DHI Mortgage. Includes blinds, SmartHome package, gas range, microwave, dishwasher, and refrigerator! Community pool, lakes, pickleball courts & dog park!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Oakland Elementary SchoolGrades PK-51.2 mi
4/10
West Junior High SchoolGrades 6-82.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: D.R. Horton - Memphis

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Vent Hood/Exhaust Fan,Dishwasher,Disposal,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath
  • Level: First
  • Area: 121

Bedroom3

  • Features: Carpet,Shared Bath
  • Level: First
  • Area: 121

Bedroom4

  • Features: Carpet,Shared Bath
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Dining Room
  • Area: 110

Features

  • All Bedrooms Down,Double Vanity Bath,Full Bath Down,Primary Down,Split Bedroom Plan,High Ceilings,Textured Ceiling,Cable Wired,2 or More Baths,2nd Bedroom,3rd Bedroom,4th of More Bedrooms,Dining Room,Kitchen,Laundry Room,Living Room,Primary Bedroom,Square Feet Source: Floor Plans (Builder/Architecture)
  • Door features: Steel Insulated Door(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Carpet,Vinyl,Wood Laminate Floors
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Glass Doors,Living Room,Factory Built
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace Blower
  • Cooling features: 220 Wiring,Central Air

Interior Area

  • Total interior livable area: 1,972 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Area: 165

Living Room

  • Features: Separate Living Room
  • Area: 342

Master Bathroom

  • Features: Double Vanity,Separate Shower,Full Bath

Master Bedroom

  • Features: Carpet,Walk-In Closet(s)
  • Level: First
  • Area: 221

Property

Features

  • Stories: 1
  • Pool features: Community,Neighborhood
  • Patio & porch: Patio,Covered Patio
  • Exterior features: Sidewalks

Lot

  • Lot size: 0.34 Acres
  • Features: Landscaped,Level,Professionally Landscaped
  • Lot size dimensions: .34

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,936$23,232
Home Insurance $214$2,568
Property Taxes $105$1,260
Electricity $175$2,103
Total$2,430$29,160

Income You'd Need if You Spent...

35% on housing$83,314/yr
40% on housing$72,900/yr
45% on housing$64,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$163
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$382,990
2026-06-24Listed for sale$382,990

New Construction

AgentAmber Poe
BrokerageD R Horton Memphis

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