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860 Tall Oak Rd, Naples, FL, 34113

2beds
2baths
1,300sqft
$184,500
$142price/sqft
$1,356/moest. monthly cost
$54,240/yrincome needed

About This Home

$184,500 | Fully Renovated | Move-In Ready | Tall Oaks | Naples, FL Beautifully renovated and truly move-in ready! Located in Tall Oaks, a desirable 55+ community in Naples, this bright, open-concept home has been extensively updated with modern finishes and major improvements already completed. The stunning kitchen features custom cabinetry, quartz countertops, stainless steel appliances, a large center island, and three solar skylights that fill the home with Florida sunshine. Marble-look tile flooring flows throughout, complemented by crown molding, wainscoting, decorative trim, updated lighting, and beautifully remodeled bathrooms. A custom wine-and-cheese station with built-in wine refrigerator makes entertaining even better. Major upgrades include a new roof, new HVAC system with 10-year parts & labor warranty, hurricane shutters on all windows and doors, new gutters and downspouts, updated plumbing, new entry doors, new deck and railings, rebuilt storage shed, and landscaping improvements. Outside, enjoy covered parking for two vehicles plus additional off-street parking. Tall Oaks offers a community pool, clubhouse, organized social activities, and an active 55+ lifestyle. With the renovations already done, this home is ready for its next owner to simply move in and enjoy the Naples lifestyle! Email: rtnaplesfishguy@gmail.com to schedule your private showing today.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
Manatee Elementary SchoolGrades PK-52.8 mi
7/10
Manatee Middle SchoolGrades 6-82.9 mi
5/10
Lely High SchoolGrades 9-121.3 mi

Construction

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Flooring: Tile

Interior Area

  • Total interior livable area: 1,300 sqft

Property

Features

  • Exterior features: Vinyl

Parking

  • Total spaces: 3
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $932$11,184
Home Insurance *$137$1,644
Property Taxes $90$1,080
Electricity $197$2,366
Total$1,356$16,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,491/yr
40% on housing$40,680/yr
45% on housing$36,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 34113$378
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34113$428
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$184,500

For Sale by Owner

AgentProperty Owner

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