20881 Main St, Alexandria, MO, 63430
About This Home
Where can you find a full 3-bedroom move-in-ready home at this price? Pretty hard to do! This well-kept 1,118 sq ft home offers a spacious front living room, 3 full bedrooms with closets, nice bathroom and sunny kitchen. An easy layout makes this an ideal retirement home or affordable starter property. All kitchen appliances convey, along with the dryer. Being all-electric makes this one pretty efficient - two mini-splits keep it very comfortable year-round, with a forced air furnace (and ductwork throughout) offering back-up during cold temperatures. The home features updated 200-amp electric service and LED lighting throughout. The septic tank was pumped approximately 3 years ago, and the sandpoint well has been in use since the 70's and has never gone dry. The last testing showed it better than EPA standards. You'll appreciate the 18x18 metal outbuilding with electric offering parking, storage & workshop space. This is a quick drive to Kahoka, Keokuk or Fort Madison, and homes in this area don't last long!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Pantry,Storage,Workshop/Hobby Area
- Finished area above ground: 1,118
Heating & Cooling
- Heating features: Ductless,Electric,Forced Air
- Cooling features: Ductless,Multi Units
Interior Area
- Total interior livable area: 1,118 sqft
Property
Details
- Parcel number: 1090204030800400
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch
- Exterior features: Storage
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.33 Acres
- Features: Back Yard,City Lot,Level,Some Trees
- Lot size dimensions: 150 x 98
Parking
- Total spaces: 1
- Parking features: Detached,Driveway,Garage,Garage Faces Front,Gravel,Off Street,Storage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Cold Wave
- Drought
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $455 | $5,460 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $49 | $588 |
| Electricity | $141 | $1,693 |
| Total | $753 | $9,036 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $80,000 |
| 2026-06-24 | Listed for sale | $90,000 |
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