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W11027 County Road O River Hls, Portage, WI, 53901

2beds
1baths
848sqft
$255,000
$301price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

Live on the majestic Wisconsin River! No kidding, this rare property is smack dab on the Wisconsin River with 77 feet of shoreline. Seclusion and quietness are perfect descriptions of this awesome place. The 2 bedroom cottage is turn key, furnished, newer windows, siding, and roof less than 10 years. Large deck for entertaining. Mature trees on this 1.5 acre parcel. This is the second to the last home on a dead end drive. Some soft spots on the cottage floors and deck so use caution. Just a stones throw (about 10 miles the way the crow flies) from the famous Wisconsin Dells, a few minutes from Portage, a half hour from Madison. Includes a 16 foot sailboat and 16 foot fishing boat. Seller has not used in several years so they are not warrantied by the seller. Property sold as is. Schedule a private showing today! You'll be glad you did.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
6/10
Portage High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Great room,Internet- Fiber available,Internet-StarLink Install
  • Window features: Window Coverings
  • Fireplace features: Free Standing
  • Fireplace: Yes
  • Finished area above ground: 848

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 848
  • Total interior livable area: 848 sqft

Kitchen

  • Features: Microwave,Range/Oven,Refrigerator
  • Level: Main
  • Area: 105

Living Room

  • Level: Main
  • Area: 195

Master Bedroom

  • Level: Main
  • Area: 108

Property

Details

  • Parcel number: 11020 972.71
  • Zoning: Residentia
  • Exclusions: Sellers' personal items of choice.

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Waterfront,River Front
  • Waterbody name: Wisconsin
  • Frontage length: Waterfront: 77

Lot

  • Lot size: 1.50 Acres
  • Features: In a flood plain,Rural-in subdivision
  • Lot size dimensions: 74x882

Parking

  • Parking features: No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$149$1,788
Property Taxes $269$3,228
Electricity $171$2,054
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 53901$181
Columbia County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 53901$165
Columbia County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$255,000

For Sale by Agent

AgentBob Meixner
BrokerageCentury 21 Affiliated

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