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344 N Worth Ave, Elgin, IL, 60123

3beds
2baths
1,277sqft
$310,000
$243price/sqft
$2,398/moest. monthly cost
$95,920/yrincome needed

About This Home

Charming 3-bedroom, 1.5-bath home on a desirable corner lot in Elgin! This home features a convenient first-floor bedroom and full bathroom, with two additional bedrooms upstairs. The upper-level half bath offers the potential to be easily converted into a full bathroom. Enjoy the new front and back porches, adding great curb appeal and outdoor living space. A wonderful opportunity with plenty of potential!

Getting Around

40
WalkingCar-Dependent
39
TransitSome Transit
58
BikeBikeable

Schools

3/10
3/10
Kimball Middle SchoolGrades 7-80.5 mi
3/10
Larkin High SchoolGrades PK,9-120.9 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Features

  • 1st Floor Bedroom
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,277 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Living Room

  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 324
  • Dimensions: 27X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0615234009
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 2

Lot

  • Lot size: 8,855 sqft
  • Features: Corner Lot
  • Lot size dimensions: 66X132

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$138$1,656
Property Taxes $563$6,756
Electricity $130$1,569
Total$2,398$28,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,217/yr
40% on housing$71,940/yr
45% on housing$63,946/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 60123$139
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60123$209
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$310,000
2021-02-02Listing removed--
2020-12-29Listed for sale$190,000
2015-08-18Sold$147,500
2015-07-17Pending sale$149,000
2015-07-07Price change$149,000
2015-05-22Listed for sale$159,000
2012-10-10Listing removed$139,000
2012-08-07Listed for sale$139,000
2011-08-03Listing removed$139,000
2011-07-15Price change$139,000
2011-07-02Price change$142,500
2011-06-04Price change$148,000
2011-05-26Price change$148,400
2011-05-18Price change$148,500
2011-05-05Listed for sale$149,000
2011-04-09Pending sale$149,000
2011-04-08Price change$149,000
2011-03-05Listed for sale$150,000
2010-10-09Pending sale$150,000
2010-09-16Price change$150,000
2010-09-11Price change$154,900
2010-07-24Price change$159,900
2010-07-02Listed for sale$165,000
2001-01-03Sold$121,500

For Sale by Agent

AgentMaria Tamayo, ABR,SRES,SRS
BrokerageLuna Real Estate Inc.

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