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18420 Hancock Bluff Rd, Dade City, FL, 33523

4beds
4baths
4,139sqft
$1,025,000
$248price/sqft
$7,934/moest. monthly cost
$317,360/yrincome needed

About This Home

Experience the perfect blend of modern comfort and peaceful country living in this stunning farmhouse estate located on nearly 4 acres in the highly desirable Bayhead Landing Estate Homes community. Surrounded by beautiful mature oak trees, this property offers privacy, charm, and a true Florida lifestyle. This spacious 4-bedroom, 3.5-bath. Home features a thoughtfully designed layout with high ceilings, hardwood floors, and abundant natural light throughout. The open-concept, newly updated kitchen showcases wood cabinetry, a stylish brick backsplash, and a premium ZLINE gas 7-burner stove—perfect for the home chef. The kitchen flows seamlessly into the main living area, highlighted by a cozy wood-burning fireplace and French doors leading to the outdoor living spaces. Designed for flexibility and comfort, the home includes a private mother-in-law suite above the detached garage. with a separate entrance from the home. a dedicated office, formal dining room, large laundry room, and a versatile loft area. Plantation shutters add timeless elegance, while French doors from both the living room and primary suite enhance indoor-outdoor living. Step outside to your private retreat featuring a spacious back porch, designated BBQ area, and a resort-style pool with hot tub—perfect for entertaining. Enjoy serene lake views from your private dock or relax on the second-story back porch overlooking the pool. A large front porch adds even more charm and space to unwind. Recent updates include newer exterior paint, a new roof, and an A/C system approximately 6 years old, offering peace of mind for years to come. Additional highlights include a huge detached garage with plenty of room for vehicles, storage, or a workshop, along with ample space for all your toys, animals, or future additions. This one-of-a-kind property delivers the charm of farmhouse living with the modern upgrades today’s buyers are looking for. Bayhead Landings features a private, gated 5-acre green space ideal for launching your boat or enjoying a peaceful afternoon picnic. Located within Bayhead Landings residents enjoy exclusive access to a private community boat ramp, low HOA, and convenient access to I-75—providing the perfect balance of seclusion and accessibility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
2/10
Pasco Middle SchoolGrades 6-89.3 mi
3/10
Pasco High SchoolGrades PK,9-127.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Freezer,Ice Maker,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Primary Bedroom Main Floor,Solid Wood Cabinets
  • Door features: French Doors
  • Window features: Shutters
  • Flooring: Carpet,Hardwood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,073
  • Total interior livable area: 4,139 sqft

Kitchen

  • Level: First
  • Area: 204
  • Dimensions: 17x12

Living Room

  • Level: First
  • Area: 196.5
  • Dimensions: 13.1x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: 202405002.0000.00011.0
  • Zoning: AR1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Trees/Woods,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Boat Ramp - Private,Skiing Allowed

Lot

  • Lot size: 3.94 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$987$11,844
Property Taxes $1,349$16,188
Electricity $416$4,998
Total$7,934$95,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$272,022/yr
40% on housing$238,020/yr
45% on housing$211,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 33523$171
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33523$182
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$1,100,000
2012-11-13Sold$260,000
2012-06-11Listing removed$295,900
2012-05-14Price change$295,900
2012-05-10Listed for sale$325,900
2011-10-05Listing removed$325,900
2011-03-31Listed for sale$325,900
2007-11-30Listing removed$599,000
2007-11-14Listed for sale$599,000
2004-10-01Sold$589,000
1999-01-13Sold$77,500

For Sale by Agent

AgentJennifer Boyette
BrokerageCOASTAL PROPERTIES GROUP INTERNATIONAL

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