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1481 Aspen Alley Rd, Curran, MI, 48728

4beds
2baths
1,964sqft
$295,000
$150price/sqft
$2,016/moest. monthly cost
$80,640/yrincome needed

About This Home

Absolutely gorgeous setting! Wooded 40 acres with several ponds and a branch of Little Wolf Creek flows on the property, which is bordered on 2 sides by US Federal Forest lands. The home has appx 1600 square feet on the main level with two bedrooms and a full bath, supported by a full basement, with a second level with two bedrooms and a full bath. The living room boasts cathedral ceilings with a full wall of glass and a floor to ceiling fieldstone fireplace. A large deck wraps around the front and back of the house, with another deck off of the kitchen/dining area overlooking one of the many ponds on the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Fairview High SchoolGrades PK-1212.3 mi

Construction

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Door features: Doorwall
  • Finished area above ground: 1,964

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 1,964
  • Total interior livable area: 1,964 sqft

Property

Details

  • Parcel number: 11103410000500
  • Special condition: Estate

Features

  • Patio & porch: Deck,Patio/Porch
  • Waterfront features: Pond

Lot

  • Lot size: 40 Acres
  • Features: Adj State/Federal Ld
  • Lot size dimensions: 1320 x 1320

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Alcona County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$112$1,344
Property Taxes $199$2,388
Electricity $214$2,570
Total$2,016$24,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,120/yr
40% on housing$60,480/yr
45% on housing$53,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 48728$133
Alcona County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 48728
Alcona County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-23Listed for sale$295,000

For Sale by Agent

AgentKevin Peters
BrokerageAusable Valley Realty

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