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429 N Union St, Philadelphia, PA, 19104

3beds
1baths
930sqft
$270,000
$290price/sqft
$2,131/moest. monthly cost
$85,240/yrincome needed

About This Home

Welcome to this beautifully updated home where modern upgrades meet classic city charm. This spacious property features three bedrooms and one bathroom, offering a comfortable and functional layout with plenty of room to live, work, and entertain. The home boasts a modern kitchen with granite countertops, providing both style and durability for everyday use. Enjoy the added bonus of a private backyard—perfect for relaxing outdoors or hosting guests. Conveniently located near public transportation, schools, shopping, and major roadways, this home offers both comfort and accessibility. Priced aggressively—don’t miss this opportunity! Schedule your showing today.

Getting Around

79
WalkingVery Walkable
88
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

3/10
9/10
Powel Samuel SchoolGrades K-40.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 930

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 930
  • Total interior livable area: 930 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 241240000
  • Zoning: RSA5
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 621 sqft
  • Lot size dimensions: 12.00 x 51.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$351$4,212
Property Taxes $191$2,292
Electricity $224$2,692
Total$2,131$25,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,062/yr
40% on housing$63,930/yr
45% on housing$56,826/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 19104$190
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19104$118
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-25Price change$270,000
2026-05-09Listed for sale$275,000

For Sale by Agent

AgentSusanna Lee
BrokerageTesla Realty Group, LLC

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