




88 N 2nd St, Paterson, NJ, 07522
About This Home
Move right into this beautifully maintained and spacious 4 Bed 1.5 Bath 1/2 Duplex in centrally located Paterson! Step right in to find a large, light and bright living room with luxury laminate flooring, recessed lighting, tons of natural light, and a crisp neutral palette that is easy to customize. Beautifully upgraded eat-in-kitchen will delight any home chef, offering sleek SS Appliances, gorgeous tiled flooring, upgraded counter tops that shine, ample cabinet storage, a center island that is ideal for gathering, and a slider to the rear deck for easy al fresco dining. Convenient 1/2 bath rounds out the main level of this gem. Head upstairs to find all the generously sized bedrooms along with the main full bath with tub shower. Finished walk-out basement is an added bonus, boasting a large, versatile rec room. Outdoor area features a deck and sizable yard space, fenced-in for your comfort. All in a prime commuter location, just steps to the public transit bus line, easy access to major roads, close to shopping, dining and more. Don't miss out! Come and see TODAY!
Getting Around
Schools
Construction
Condition
- Year built: 1996
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: 1/2 Duplex
- Property subType: Half Duplex
Interior
Appliances
- Appliances included: Gas Range/Oven,Gas Water Heater
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Finished, Daylight, Exterior Entry, Recreation Room, Interior Entry
Bathroom
- Features: Tub Shower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Living Dining Combo
Features
- Kitchen,Bath Half,Living Room,4 Bedrooms,Bath Full,None,Other Room(s)
- Flooring: Ceramic Tile,Laminate,Wood
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
Kitchen
- Features: Granite/Corian Countertops, Kitchen Island, Eat-in Kitchen
Property
Details
- Parcel number: 000000000000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Deck
- Exterior features: Open Porch(es),Deck,Fencing/Wall,Yard
- Fencing: Fencing/Wall
Lot
- Features: Near Shopping,Level,Near Public Transit
- Lot size dimensions: 0.00 x 0.00
Parking
- Parking features: 2 Car Width,Additional Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $193 | $2,316 |
| Property Taxes | $753 | $9,036 |
| Electricity | $193 | $2,318 |
| Total | $3,161 | $37,932 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-27 | Price change | $399,999 |
| 2026-06-24 | Listed for sale | $425,000 |
For Sale by Agent
