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186 N Du Bois Ave, Elgin, IL, 60123

5beds
3baths
4,592sqft
$498,999
$109price/sqft
$4,005/moest. monthly cost
$160,200/yrincome needed

About This Home

MASSIVE EXTENSION & TOTAL BRICK RECONSTRUCTION! This 4,500+ sq ft West Side estate near Wing Park features a massive 2016 addition expanding the footprint by 40%. The modern expansion added a 1st-floor family room to a new exterior deck, a 4th rear bedroom, and a primary suite with a huge walk-in closet and spa bath. Uniquely, ALL exterior brick on the entire house was completely replaced during the build!Mechanicals offer total peace of mind: dual furnaces (2016), 1st-floor A/C (2021), and 2nd-floor A/C (2016)-all completely overhauled in 2025 with new fans, pilots, boards, and sensors, plus 2 new smart thermostats. Roof fully updated (front 2023, back 2016). Recent upgrades include a custom shed (2024), concrete slab (2023), garage doors/transmitters (2022), and water heater (2018).Inside, enjoy hardwood floors, a fireplace, a heated Florida room, and a gourmet granite kitchen with stainless appliances. Features a 1st-floor 5th bedroom/office and a finished lower level with 2 rec rooms, wet bar, and workshop. Rare single-PIN double lot with 2.5-car garage. Move-in ready!

Getting Around

52
WalkingSomewhat Walkable
39
TransitSome Transit
54
BikeBikeable

Schools

3/10
3/10
Kimball Middle SchoolGrades 7-80.6 mi
3/10
Larkin High SchoolGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding,Steel Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup,In Unit,Laundry Chute,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 204
  • Dimensions: 17X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom5

  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Features

  • 1st Floor Bedroom,Built-in Features,Walk-In Closet(s),Bookcases,Historic/Period Mlwk,Open Floorplan,Granite Counters,Workshop
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Includes Accessories,Living Room
  • Fireplace: Yes
  • Attic: Unfinished
  • Finished area below ground: 1,594

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,592
  • Total interior livable area: 4,592 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Granite Counters),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 117
  • Dimensions: 13X9

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 338
  • Dimensions: 26X13

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 338
  • Dimensions: 26X13

Other

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 162
  • Dimensions: 18X9

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 483
  • Dimensions: 23X21

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 208
  • Dimensions: 16X13

Recreation Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 330
  • Dimensions: 30X11

Walk In Closet

  • Level: Second
  • Area: 84
  • Dimensions: 12X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0615280013
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 0.32 Acres
  • Features: Mature Trees
  • Lot size dimensions: 106X130

Parking

  • Total spaces: 2.5
  • Parking features: Concrete,Side Driveway,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$223$2,676
Property Taxes $906$10,872
Electricity $353$4,238
Total$4,005$48,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,314/yr
40% on housing$120,150/yr
45% on housing$106,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 60123$141
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60123$209
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$494,900
2026-07-29Listed for sale$498,999
2026-07-29Listing removed$499,000
2026-07-20Listed for sale$499,000
2026-07-20Listing removed$514,999
2026-07-01Listed for sale$514,999
2026-07-01Listing removed$524,900
2026-06-03Listed for sale$524,900
2004-04-16Sold$227,000

For Sale by Agent

AgentLeticia Lara, CSC
BrokerageHomeSmart Connect LLC

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