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952 Larkin Ave, Elgin, IL, 60123

3beds
1baths
1,214sqft
$265,000
$218price/sqft
$2,068/moest. monthly cost
$82,720/yrincome needed

About This Home

Timeless charm meets modern updates in this beautifully maintained 3bed/1bath home sitting on a 7,260 sq ft fenced corner lot near Wing Park. Filled with natural light, the home showcases soaring 10-foot ceilings, original hardwood floors and woodwork, updated windows and siding, and an updated bathroom with designer tile. The kitchen was refreshed in 2023 with new cabinetry, countertops, and flooring, while major mechanical updates include new water heater (2020), furnace maintenance (2025), and a new Maytag washer and dryer installed in 2025. The spacious eat-in kitchen flows into a dedicated dining room, creating an ideal layout for both everyday living and entertaining. A full basement offers abundant storage and future finishing potential. Outside, enjoy a large private backyard and a rare original carriage house with 1-car garage and lofted for a home office, studio, workshop, or additional flex space. Located near Wing Park, with easy access to downtown Elgin, the Fox River Trail, Metra station, shopping, schools, and major highways including I-90 and Route 20.

Getting Around

54
WalkingSomewhat Walkable
40
TransitSome Transit
52
BikeBikeable

Schools

3/10
3/10
Kimball Middle SchoolGrades 7-80.6 mi
3/10
Larkin High SchoolGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 96
  • Dimensions: 12X8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Enclosed Porch

  • Level: Main
  • Area: 56
  • Dimensions: 14X4

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Window features: Screens
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,214 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 210
  • Dimensions: 15X14

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 168
  • Dimensions: 14X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0615281015
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 7,261 sqft
  • Features: Corner Lot
  • Lot size dimensions: 66 X 96 X 111 X 63

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage Door Opener,Garage,Yes,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$118$1,416
Property Taxes $481$5,772
Electricity $130$1,569
Total$2,068$24,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,902/yr
40% on housing$62,040/yr
45% on housing$55,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 60123$140
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60123$209
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Listed for sale$265,000
2025-08-27Listing removed$269,000
2025-07-28Listed for sale$269,000
2025-07-27Pending sale$269,000
2025-07-24Contingent$269,000
2025-07-08Listed for sale$269,000
2014-05-23Sold$135,000
2014-04-29Pending sale$139,750
2014-04-01Listed for sale$139,750
2004-06-08Sold$140,000

For Sale by Agent

AgentBarbara Balantine
BrokerageRE/MAX Premier Luxury Collection

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