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1016 Quartz Dr, Owensboro, KY, 42301

5beds
3baths
2,562sqft
$427,800
$167price/sqft
$2,941/moest. monthly cost
$117,640/yrincome needed

About This Home

Welcome home to Owensboro's newest west side community, Heatherstone! Lock in a 5.25% 30-Year Fixed-rate, guaranteed for the life of your loan!!! This impressive 5 bedroom home features an open concept layout perfect for entertaining large groups. The family room features oversized windows that let in an abundance of natural light. You'll love the spacious upgraded kitchen, with an island, huge walk-in pantry, granite countertops and stainless steel appliances. There is a flex space on the main level that can be used as an office or an additional bedroom on the main level with a full bathroom. Located upstairs is a large private owners suite with a huge walk-in closet, dual bowl vanity and walk-in shower. There is an additional bonus room upstairs and 3 more bedrooms, all with walk-in closets! Loads of storage space throughout this home. Enjoy outdoor activities on the back covered patio over-looking the backyard! This home comes equipped with Jagoe TechSmart features and is Energy Smart! Don't delay, call today!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
Audubon Elementary SchoolGrades PK-50.2 mi
4/10
7/10
Apollo High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Slab
  • Roof: Dimensional
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: W/D Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining Area
  • Level: Main

Features

  • Ceiling Fan(s),Granite,Walk-In Closet(s),Walk-in Shower,Warranty Program
  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: None
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,562

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,562
  • Total interior livable area: 2,562 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island
  • Level: Main

Living Room

  • Level: Main

Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Rear Porch,Front Porch

Lot

  • Lot size: 7,971 sqft
  • Features: Level,Landscaped
  • Lot size dimensions: .183 ACRE

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Heat Wave
Lightning
Cold Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,163$25,956
Home Insurance *$288$3,456
Property Taxes $288$3,456
Electricity $202$2,427
Total$2,941$35,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,834/yr
40% on housing$88,230/yr
45% on housing$78,426/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 25.0%
25.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 42301$121
Daviess County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 42301$152
Daviess County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$427,800

New Construction

AgentTyler T Shookman
BrokerageL. Steve Castlen, REALTORS®

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