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932 PEBBLE BEACH RD, Pipe Creek, TX, 78063

3beds
4baths
2,624sqft
$550,000
$210price/sqft
$3,848/moest. monthly cost
$153,920/yrincome needed

About This Home

Truly a limited offering-this quality driven waterfront home in the sought-after community of Pebble Beach delivers the perfect blend of everyday comfort and weekend retreat living. Thoughtfully crafted and exceptionally maintained, this spacious residence offers a functional main level flow with no steps, featuring the living area and primary suite on the entry level. The open kitchen, dining, and living spaces create a warm sense of connection for family and friends, with the outdoor deck just steps away for seamless indoor-outdoor enjoyment. The second-floor features two generous split bedrooms, each with oversized walkin closets. Both sharing the suite style amenities including a garden tub and standalone shower. A purpose-built bunk room adds valuable sleeping capacity for guests and extended family. The climate-controlled walkout basement includes a half bath and opens directly to the covered ground level patio-ideal for lakeside gatherings, storage, or hobby space. Beautiful, mature oaks shade the property, while the upgraded Trex decking and skillfully crafted, long-lasting moveable dock elevate the waterfront experience. This home can be offered fully furnished for a true turnkey opportunity. The home next may also be included, creating a rare chance to secure a multi-home family compound. A special property with thoughtful design, enduring quality, and the waterfront lifestyle buyers wait years to find.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
6/10
Bandera Middle SchoolGrades 6-814.0 mi
4/10
Bandera High SchoolGrades 9-1213.9 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Microwave,Range,Refrigerator,Disposal,Dishwasher
  • Laundry features: Main Level

Bedroom2

  • Area: 210

Bedroom3

  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Area: 126

Family Room

  • Area: 180

Features

  • Two Living Area,Liv/Din Combo,Eat-in Kitchen,Breakfast Bar,Pantry,Utility Room Inside,1st Floor Lvl/No Steps,Open Floorplan,High Speed Internet,Master Downstairs,Ceiling Fan(s),Chandelier
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Two Central

Interior Area

  • Total interior livable area: 2,624 sqft

Kitchen

  • Area: 154

Living Room

  • Area: 132

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 98

Master Bedroom

  • Features: Split,Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 150

Property

Details

  • Parcel number: 15502000010760

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Patio,Covered
  • Exterior features: Barbecue,Dock
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: County VIew
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront,Improved Water Front,Water Front Improved
  • Waterbody name: Lake Medina
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 8,145 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 50x176

Parking

  • Parking features: Oversized,None,Pad Only (Off Street),RV/Boat Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$408$4,896
Property Taxes $371$4,452
Electricity $288$3,457
Total$3,848$46,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,931/yr
40% on housing$115,440/yr
45% on housing$102,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 78063$231
Bandera County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 78063$216
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$525,000
2026-07-10Price change$550,000
2026-06-25Listed for sale$650,000

For Sale by Agent

AgentJason Mazzurana
BrokerageAffinity Real Estate Brokerage

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