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29377 Lovers Ln, Marion Station, MD, 21838

0beds
2baths
2,260sqft
$53,500
$24price/sqft
$737/moest. monthly cost
$29,480/yrincome needed

About This Home

Have you dreamed of converting a church to a dwelling? Here is your chance! Frame built country church, built in 1890, on a one acre lot has a lot of possibilities. Large open sanctuary area has pine floors with carpeted walkways, beadboard vaulted ceiling, Stained glass windows are in the sanctuary area. There are two powder rooms, oil fired hot air heat, and window air conditioners. This building is sold "as is". There are some evident structural issues. The newer white storage building will be removed from the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Composition,Shingle Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: None

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Paneled Walls,Vaulted Ceiling(s),Wood Ceilings
  • Flooring: Wood,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,260

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,260
  • Total interior livable area: 2,260 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 2003051293
  • Zoning: A
  • Zoning description: Agriculture
  • Special condition: Standard
  • Exclusions: Religious Items For Church

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 8
  • Parking features: Crushed Stone,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Drought
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $270$3,240
Home Insurance *$149$1,788
Property Taxes $31$372
Electricity $287$3,455
Total$737$8,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,268/yr
40% on housing$22,110/yr
45% on housing$19,653/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$24This listing

vs Other Active Listings

Avg $/sqft

ZIP 21838$101
Somerset County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 21838
Somerset County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-25Listed for sale$53,500

For Sale by Agent

AgentCynthia Stevens
BrokerageWilson Realty

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