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66 Mare Ter, Portsmouth, RI, 02871

2beds
2baths
1,626sqft
$995,000
$612price/sqft
$6,504/moest. monthly cost
$260,160/yrincome needed

About This Home

Set at the end of a quiet cul-de-sac, this exceptional 2021-built home offers breathtaking, unobstructed views of the iconic Mount Hope Bridge and stunning sunsets over Narragansett Bay. Designed for easy one-level living, the home features an open-concept floor plan with vaulted ceilings, hardwood floors, and abundant natural light throughout. The beautifully appointed kitchen is equipped with quartz countertops, stainless steel appliances, a farmhouse sink, and ample space for entertaining. Enjoy year-round comfort with central air conditioning and the peace of mind of a Briggs and Stratton whole-house generator. Step outside to your private outdoor oasis, complete with a covered screened porch, paver patio, and custom-built-in firepit—perfect for relaxing while taking in the coastal views. Situated on approximately a half-acre lot, the property offers ample space to enjoy the surrounding coastal setting. Additional highlights include a two-car garage and a full walkout lower level offering excellent potential for future finished living space. A rare opportunity to own a coastal retreat where spectacular sunsets, panoramic bay views, and modern amenities come together to create the perfect Rhode Island escape. Subject to seller finding suitable housing.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
Howard Hathaway SchoolGrades K-40.8 mi
8/10
Portsmouth Middle SchoolGrades 5-84.7 mi
9/10
Portsmouth High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Plumbing (Mixed)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: None
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,626

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,626
  • Total interior livable area: 1,626 sqft

Property

Details

  • Parcel number: 66MARETERPORT
  • Zoning: HI

Lot

  • Lot size: 0.47 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 6
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$371$4,452
Property Taxes $713$8,556
Electricity $389$4,675
Total$6,504$78,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$222,994/yr
40% on housing$195,120/yr
45% on housing$173,440/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$612This listing

vs Other Active Listings

Avg $/sqft

ZIP 02871$455
Newport County$547

vs Homes Sold Last Month

Median $/sqft

ZIP 02871$395
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$995,000
2026-06-25Listed for sale$1,100,000

For Sale by Agent

AgentThe Chris Woodard Team
BrokerageKeller Williams Coastal

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