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13121 NE 103rd Place, Kirkland, WA, 98033

2beds
3baths
1,225sqft
$999,850
$816price/sqft
$5,935/moest. monthly cost
$237,400/yrincome needed

About This Home

New model home! Award-winning Merit Homes presents Finn Lot 2: a stunning, 2-bed/2.5-bath NW Contemporary home in Rose Hill. The open layout features a great room with high ceilings, a linear electric fireplace, and gourmet kitchen with high-end appliances, quartz slab island, plus walk-in pantry. Flooded with natural light year-round, it's perfect for entertaining, especially with the large, private, fully fenced backyard and covered patio. Features a luxurious primary suite with a walk-in closet, plus a convenient second en-suite bedroom w/private bath. This all-electric home includes efficient heating/cooling, EV ready, is minutes to Village at Totem Lake, Kirkland Urban, top schools, and major tech employers.

Getting Around

22
WalkingCar-Dependent
33
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

9/10
8/10
Kirkland Middle SchoolGrades 6-81.6 mi
10/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Cement Planked,Wood Products,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Condo (2 Levels)
  • Property subType: Single Family Residence,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s)

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,Ductless,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,225
  • Total interior livable area: 1,225 sqft

Master Bedroom

  • Level: Second

Other

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 2540750000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Fireplace

Lot

  • Lot size: 3,663 sqft

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,055$60,660
Home Insurance *$98$1,176
Property Taxes $633$7,596
Electricity $149$1,793
Total$5,935$71,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,485/yr
40% on housing$178,050/yr
45% on housing$158,266/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$816This listing

vs Other Active Listings

Avg $/sqft

ZIP 98033$726
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98033$788
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$999,850

New Construction

AgentFeisal Ramjee
BrokerageeXp Realty

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