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1012 4th St, Artesia, NM, 88210

3beds
2baths
1,328sqft
$299,900
$226price/sqft
$2,035/moest. monthly cost
$81,400/yrincome needed

About This Home

Welcome to The Palma - a modern 3-bedroom, 2-bathroom modular home in Artesia's newest community, Armory Heights. At 1,328 sq. ft., this thoughtfully designed home delivers quality and style throughout. The open layout features luxury vinyl plank flooring, vaulted ceilings, and a spacious kitchen with soft-close shaker cabinets, quartz countertops, stainless appliances, and a center island. The primary suite includes a walk-in closet and a stunning en suite with dual sinks, matte black fixtures, and a fully tiled glass shower. Additional highlights include a dramatic picture window, 2-car garage, private backyard, and energy-efficient mini-split systems. Now preselling for summer - secure your home in Armory Heights while units are still available.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
7/10
Artesia High SchoolGrades 10-120.9 mi

Construction

Condition

  • Property condition: Under Construction,Built / Standing
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Pitched

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Double Sinks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Vinyl,Floor - Slab

Heating

  • Heating features: Split Unit

Interior Area

  • Total structure area: 1,328
  • Total interior livable area: 1,328 sqft

Property

Details

  • Parcel number: 4152099342433

Features

  • Exterior features: Curb & Gutter
  • Fencing: Back Yard,Fence
  • Topography of land: Back Yard, Fence

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Cold Wave
Drought

FEMA Declared Disasters in Eddy County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$259$3,108
Property Taxes $112$1,344
Electricity $148$1,780
Total$2,035$24,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,771/yr
40% on housing$61,050/yr
45% on housing$54,266/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 88210$117
Eddy County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 88210$171
Eddy County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$299,900

New Construction

AgentTiffany Green
BrokerageCentury 21 Black Gold

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