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928 PEBBLE BEACH RD, Pipe Creek, TX, 78063

2beds
2baths
2,252sqft
$525,000
$233price/sqft
$3,644/moest. monthly cost
$145,760/yrincome needed

About This Home

Truly a limited offering-this qualitydriven waterfront home in the soughtafter community of Pebble Beach delivers the perfect blend of everyday comfort and weekendretreat living. Thoughtfully crafted and exceptionally maintained, this spacious residence features an open living and dining layout that flows seamlessly onto an expansive lakeview covered patio on the main level. The wellbalanced kitchen offers plentiful custom cabinetry and an extradeep walkin pantry with washer and dryer for added convenience. A full bath on the main floor enhances flexibility for family and guests. Upstairs, two spacious bedrooms share a welldesigned full bath with a spastyle tub and shower combination. Each bedroom enjoys private access to the covered upper balcony, capturing elevated views and breezes. The oversized 3pluscar garage features an extratall overhead door and extended depth-ideal for longer trailers, boats, or an RV. Ample flatwork provides generous parking for vehicles and lake toys. The backyard is a true waterfront oasis, complete with an outdoor shower, highly coveted private boat ramp, canopy of mature oaks, skillfully built outdoor decking, and aluminumframe floating dock. This home can be offered fully furnished for a turnkey experience. The neighboring home may also be available, creating a rare opportunity to secure a multihome family compound. A special property with thoughtful design, enduring quality, and the waterfront lifestyle buyers wait years to find.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
6/10
Bandera Middle SchoolGrades 6-814.0 mi
4/10
Bandera High SchoolGrades 9-1213.9 mi

Construction

Condition

  • Property condition: Pre-Owned

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Microwave,Range,Refrigerator,Disposal,Dishwasher,Plumbed For Ice Maker,Electric Water Heater
  • Laundry features: Lower Level,Laundry Room,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 165

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 150

Features

  • One Living Area,Liv/Din Combo,Utility Room Inside,All Bedrooms Upstairs,High Speed Internet,Ceiling Fan(s)
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,252 sqft

Kitchen

  • Area: 117

Living Room

  • Area: 154

Master Bathroom

  • Features: Tub/Shower Combo,Single Vanity
  • Area: 63

Master Bedroom

  • Features: Split,Outside Access,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Upper
  • Area: 165

Property

Details

  • Parcel number: 15502000010750

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Covered,Deck
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: County VIew
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront,Water Front Improved
  • Waterbody name: Lake Medina
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 8,842 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 51x190

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Oversized,Pad Only (Off Street),RV/Boat Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$389$4,668
Property Taxes $354$4,248
Electricity $247$2,967
Total$3,644$43,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,937/yr
40% on housing$109,320/yr
45% on housing$97,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 78063$230
Bandera County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 78063$216
Bandera County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$475,000
2026-07-10Price change$525,000
2026-06-25Listed for sale$625,000

For Sale by Agent

AgentJason Mazzurana
BrokerageAffinity Real Estate Brokerage

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