300 Otam Cir, Decatur, TN, 37322
About This Home
Small cabin liveable but needs finished. Has enclosed porch. 1 bed 1 bath with kitchen and all appliances. Great private location with beautiful views. Has 200 amp service already hooked up and city water available at the road. Perk test done and passed with septic permit already purchased. Live onsite while you build your dream home. Pad is partially built for a knew home to be built. Could be a good air BNB investment.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile,Other,Laminate
Heating & Cooling
- Heating features: Wall,Electric
- Cooling features: Other,Wall
Interior Area
- Total interior livable area: 700 sqft
Property
Features
- Exterior features: Wood
- Has view: Yes
- View description: Water,Mountain
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 5.34 Acres
Parking
- Parking features: Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance | $60 | $720 |
| Property Taxes | $99 | $1,188 |
| Electricity | $175 | $2,103 |
| Total | $1,041 | $12,492 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $140,000 |
View on Zillow