51 Lorraine Terrace #224, Mount Vernon, NY, 10553
About This Home
Location, Location, Location! Welcome to this beautifully maintained 2-bedroom, 1-bath condominium with plumbing already in place for a future Private en-suite offering both immediate comfort and added potential. This home combines style, convenience, and functionality. The updated kitchen features modern cabinetry, and sleek countertops, while the bathroom showcases tasteful contemporary finishes. Step outside to your private rear deck perfect for enjoying your morning coffee, entertaining or simply relaxing after a long day. Inside the bright and inviting living and dining areas provide an ideal setting for everyday living and memorable gatherings. Conveniently located just minutes from the Mount Vernon East Metro-North station, this home offers an easy commute to New York City. You'll also enjoy being close to Willson's Woods Park, featuring swimming pools, water attractions, picnic areas, scenic walking trails, and beautifully landscaped green spaces. Whether you're a first-time homebuyer, looking to downsize, or seeking a low-maintenance lifestyle in a prime location, this exceptional home is one you won't want to miss!
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Construction materials: Shingle Siding
Type & Style
- Home type: Condo
- Architectural style: Garden
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Convection Oven,Cooktop,Electric Cooktop,Electric Oven,Electric Range
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Other
- Attic: None
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Baseboard,Electric,Other
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 1,000
- Total interior livable area: 1,000 sqft
Property
Details
- Parcel number: 0800165065022050000224
- Attached to another structure: Yes
- Special condition: None
Lot
- Lot size: 1,742 sqft
Parking
- Total spaces: 1
- Parking features: Assigned,On Street,Parking Lot
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Westchester County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,047 | $24,564 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $621 | $7,452 |
| Electricity | $246 | $2,954 |
| Total | $3,131 | $37,572 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Listed for sale | $405,000 |
View on Zillow