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3968 Bay Ter, Milford, MI, 48381

3beds
3baths
2,213sqft
$1,239,990
$560price/sqft
$8,191/moest. monthly cost
$327,640/yrincome needed

About This Home

Winter move in. This popular floorplan, the Stardom, is built for style, function and entertaining. The open, fluid design of the Gathering Room creates the perfect space for family and friends. Natural light pours in from the oversized windows and the high ceilings throughout create a timeless and sophisticated feel. Enjoy cooking in an expertly arranged kitchen outfitted with a large island, food prep zones, and walk-in-pantry to maximize storage. Relax on the back covered deck or enjoy the private Owner’s Suite, which is truly a retreat with rear facing views, luxurious en suite bathroom bursting with storage capacity. Have lots of family or visitors? Not a problem, 2 private bedrooms with a shared full bath on the opposite side of the home offers comfort and seclusion for everyone. Set up a library or home office in the Flex room and life is made easier with a built in boot bench in the mudroom at the garage. Located in Milford, this quaint city is one of the most appealing areas within the metro vicinity. Experience unique shopping boutiques and local restaurants just minutes down the road. You will enjoy the Del Webb 55+ active lifestyle with our low maintenance living, 16,800 sq ft clubhouse with full gym, swimming pool, tennis and pickleball courts all overlooking the community’s private no motor wake lake alongside Kensington Metro State Park bordering to the West.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
8/10
Muir Middle SchoolGrades 5-84.7 mi
8/10
Milford High SchoolGrades 7-126.0 mi

Construction

Condition

  • Property condition: Const Start Upon Sale,New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Basement,Poured,Sealed Foundation,Sump Pump
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Humidifier,Microwave,Range Hood,Stainless Steel Appliances,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk Out Access

Bedroom

  • Level: Entry
  • Area: 156
  • Dimensions: 12 X 13

Bedroom

  • Level: Entry
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Programmable Thermostat
  • Window features: Energy Star Qualified Windows
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,213

Flex Room

  • Level: Entry
  • Area: 132
  • Dimensions: 11 X 12

Great Room

  • Level: Entry
  • Area: 252
  • Dimensions: 18 X 14

Heating & Cooling

  • Heating features: ENERGYSTAR Qualified Furnace Equipment,Forced Air,Natural Gas
  • Cooling features: Central Air,ENERGYSTAR Qualified AC Equipment

Interior Area

  • Total interior livable area: 2,213 sqft

Kitchen

  • Level: Entry
  • Area: 154
  • Dimensions: 14 X 11

Laundry

  • Level: Entry
  • Area: 48
  • Dimensions: 8 X 6

Mud Room

  • Level: Entry
  • Area: 35
  • Dimensions: 7 X 5

Other

  • Level: Entry

Other

  • Level: Entry

Primary Bathroom

  • Level: Entry

Primary Bedroom

  • Level: Entry
  • Area: 196
  • Dimensions: 14 X 14

Property

Details

  • Special condition: Short Sale No,Standard

Features

  • Levels: One Story Ground
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: Community
  • Patio & porch: Covered,Deck
  • Exterior features: Grounds Maintenance
  • Waterfront features: No Motor Lake
  • Waterbody name: Lake Haven

Lot

  • Features: Fifty Five Community

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Ice Storm
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Oakland County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,270$75,240
Home Insurance *$389$4,668
Property Taxes $1,291$15,492
Electricity $241$2,896
Total$8,191$98,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,834/yr
40% on housing$245,730/yr
45% on housing$218,426/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$560This listing

vs Other Active Listings

Avg $/sqft

ZIP 48381$244
Oakland County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 48381$239
Oakland County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$1,227,765
2026-08-04Price change$1,227,765
2026-07-14Price change$1,239,990
2026-06-26Listed for sale$613,990

New Construction

AgentHeather S Shaffer
BrokeragePH Relocation Services LLC

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