2605 State Route 3, Cadyville, NY, 12918
About This Home
VERY MOTIVATED SELLER: ANOTHER PRICE REDUCTION!! THIS TIME $30,000! Don't miss out on this incredible property! Acreage, river frontage, gorgeous views, and proximity (15 minutes) to the city. Here is your opportunity to own a 2 bedroom house with a finished basement (which could be used as a 3rd bedroom or an office) and a second full bath in Cadyville on the meandering Saranac River. Sit on the 3-season back porch and enjoy amazing views of the water and the forest across the river, and no neighbors in sight! Watch the wildlife that lives on, in, and around the river including deer, bald eagles, beavers, geese, blue herons, etc. This is 5.5 acres of peace and absolute beauty, 490 feet of river frontage! This property comes with a trail in the woods, some reeds down on the flats, and a level grassy area big enough for a volley ball court, or a soccer field, etc. Canoe or kayak or tube down the river to the Cadyville Beach, less than 2 miles away, a perfect afternoon activity for the kids and the grand kids! Pre-Inspected!! The utility bill for the entire 2025 year which includes all heating AND lights came to $2,381 for an average of $198 a month.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area below ground: 840
- Finished area above ground: 1,064
Interior Area
- Total structure area: 1,904
- Total interior livable area: 1,904 sqft
Property
Details
- Parcel number: 216.210
Features
- Stories: 2
- On waterfront: Yes
- Waterbody name: Saranac River
Lot
- Lot size: 5.50 Acres
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Clinton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $224 | $2,688 |
| Property Taxes | $520 | $6,240 |
| Electricity | $314 | $3,775 |
| Total | $2,822 | $33,864 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $299,000 |
| 2026-08-04 | Price change | $329,000 |
| 2026-06-26 | Listed for sale | $349,000 |
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