




3930 Backwater St #11, Concord, NC, 28027
About This Home
MOTIVATED SELLER! Don't miss this incredible opportunity to own a beautiful home with $15,000 FORGIVEABLE available for qualified buyers for downpayment and closing costs! Many buyers have secured interest rates as low as 4.5% through this program, depending on credit qualifications and lender approval—making homeownership more affordable than you may think! Welcome to 3930 Backwater Drive, where comfort, space, and lifestyle come together. This thoughtfully designed home offers an open-concept layout with spacious living areas, abundant natural light, and flexible spaces perfect for entertaining, working from home, or everyday living. The well-appointed kitchen flows seamlessly into the main living area, creating the ideal setting for gathering with family and friends. Retreat to the generous primary suite featuring a private ensuite bath, while additional bedrooms provide ample room for family, guests, or hobbies. Step outside to enjoy the backyard—perfect for relaxing, grilling, or creating your own outdoor oasis. Conveniently located near shopping, dining, parks, major highways, and all that Concord has to offer, this home combines value, location, and opportunity. Whether you're a first-time buyer, relocating, or looking for more space, 3930 Backwater Drive is ready to welcome you home. Schedule your private tour today and ask about the available 1% rate reduction program before it's gone! This is a corporate relocation listing!
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Construction materials: Brick Partial,Stone Veneer,Vinyl
Other
- Builder name: Mattamy Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,ENERGY STAR Qualified Light Fixtures,Gas Range
- Laundry features: In Unit
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: Main
Features
- Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
- Flooring: Carpet,Hardwood,Tile,Vinyl
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 1,749
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,ENERGY STAR Qualified Equipment,Fresh Air Ventilation,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,749
- Total interior livable area: 1,749 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Loft
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 56018978380000
- Zoning: PD
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 0.11 Acres
Parking
- Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Cabarrus County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,047 | $24,564 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $249 | $2,988 |
| Electricity | $200 | $2,405 |
| Total | $2,618 | $31,416 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $404,999 |
| 2026-07-03 | Price change | $409,000 |
| 2026-06-26 | Listed for sale | $412,000 |
