39 County Road 3170, Vernon, AZ, 85940
About This Home
For buyers looking beyond a standard home, this North Fork Ranch property offers the setting, systems, and space to support a practical country lifestyle just east of Show Low. The community sits adjacent to National Forest, with nearby access for horseback riding, ATV use, and outdoor recreation. Zoned for horses, the property offers future potential for a horse setup, garden expansion, or additional self-sufficient living improvements. Designed for efficient, lower-cost living, the home features a 8 kW solar system, private well, water storage, and irrigated garden areas. The enclosed garden, fruit trees, irrigated landscaping, and backyard spaces create room for productive gardening, quiet relaxation, and outdoor enjoyment. Inside, oversized bedrooms, dramatic high ceilings, two two suite-style bedroom areas, quartz countertops, custom cabinetry, shutters, LED lighting, and a large north-facing covered deck make the home comfortable for full-time living, second-home use, or multi-generational needs. Low-maintenance exterior materials, a metal roof, rocked driveway, and a powered 12'x32' shop/shed add practical value to the lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Stemwall
- Roof: Metal,Pitched
- Construction materials: Wood Frame
Notable Dates
- Major remodel year: 2019
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Garage
Bedroom2
- Level: First
- Area: 284.86
- Dimensions: 18.39 x 15.49
Bedroom3
- Level: First
- Area: 163.23
- Dimensions: 12.31 x 13.26
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Vaulted Ceiling(s),Shower,Tub/Shower,Double Vanity,Full Bath,Pantry,Living/Dining Room Combo
- Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Plantation Shutters,Screens,Tinted Windows,Window Coverings
- Flooring: Carpet,Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Wood
- Cooling features: Central Air
Interior Area
- Total structure area: 2,500
- Total interior livable area: 2,500 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
- Area: 362.75
- Dimensions: 17.44 x 20.8
Property
Details
- Parcel number: 10663050
- Zoning description: AG
- Other equipment: Satellite Dish
Features
- Patio & porch: Deck
- Exterior features: Rain Gutters
- Fencing: Privacy,Wire,Wood
- Has view: Yes
- View description: Panoramic
- Horses can be raised: Yes
Lot
- Lot size: 5.55 Acres
- Features: Wooded,Landscaped,Drip System
Parking
- Parking features: Heated Garage,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Landslide
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Apache County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance | $220 | $2,640 |
| Property Taxes | $119 | $1,428 |
| Electricity | $264 | $3,176 |
| Total | $4,066 | $48,792 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $685,000 |
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