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164 Main Street #2, Westford, MA, 01886

3beds
3baths
2,500sqft
$859,900
$344price/sqft
$5,737/moest. monthly cost
$229,480/yrincome needed

About This Home

The perfect blend of New England charm and modern colonial comfort. Newly completed in 2026, this 2,500± sq. ft. townhome offers 8 rooms, 3 bedrooms, 2.5 baths, six fireplaces, exposed beams, red oak hardwood floors, and timeless architectural details, including custom wainscoting, architectural trim & detailed millwork throughout. The thoughtfully designed floor plan features multiple living spaces and an open-concept kitchen with quartz countertops, a center island, breakfast bar, energy-efficient stainless steel appliances, and direct access to a private patio. A grand formal entry, first-floor powder room, dedicated second-floor laundry room, and a luxurious primary suite w/ a walk-in closet, quartz vanity, and ceramic tile shower complete the home. Set on 2.17 landscaped acres with a play court, guest parking and a U-shaped driveway. Minutes to Westford Center, shopping, dining, Routes 495, 225, 3, 3A, 40 & 4, Westford's award-winning schools, and tax-free New Hampshire shopping.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Abbot Elementary SchoolGrades 3-51.2 mi
9/10
Stony Brook SchoolGrades 6-82.5 mi
9/10
Westford AcademyGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete,Fieldstone
  • Roof: Shingle
  • Construction materials: Clapboard Exterior

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Dishwasher,Microwave,Electric Range,ENERGY STAR Qualified Refrigerator,Induction Cooktop,Exhaust Fan
  • Laundry features: Laundry Hook-ups,2nd Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Basement Stairs,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dining Area,Hearth,Kitchen Island,Kitchen/Dining,LED Lighting,Primary BR w/ BA,Natural Light,Natural Woodwork,Walk-In Closet(s),Walk-in Pantry,Programmable Thermostat
  • Window features: Screens
  • Flooring: Ceramic Tile,Combination,Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Wood Burning,1 Fireplace,2 Fireplaces,3+ Fireplaces
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Heat Pump,Ductless
  • Cooling features: Mini Split

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: M:0032.0 P:0054 S:0002,5223759
  • Zoning description: RA
  • Other equipment: Sprinkler System

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Trash,Basketball Court,Garden,Natural Shade

Lot

  • Lot size: 2.17 Acres
  • Features: Country Setting

Parking

  • Parking features: Circular Driveway,Shared Driveway,Paved,Direct Entry,Finished,Driveway,Off Street,On Site,Parking Spaces 1 - 10
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$174$2,088
Property Taxes $723$8,676
Electricity $492$5,915
Total$5,737$68,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,697/yr
40% on housing$172,110/yr
45% on housing$152,986/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 01886$400
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01886$376
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$859,900
2026-07-19Listed for sale$895,000

New Construction

AgentJessica Donahue
BrokerageLAER Realty Partners/Chelmsford

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