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96-98 South St, Quincy, MA, 02169

4beds
2baths
2,156sqft
$948,000
$440price/sqft
$6,281/moest. monthly cost
$251,240/yrincome needed

About This Home

Well-maintained two-family home offering excellent owner-occupant or investment opportunity in a convenient Quincy location. This three-level property features approximately 2156 sqft total living area including 256 sqft in finished attic. Each unit offers spacious bedrooms, large eat-in kitchens, and functional layouts with abundant natural light. The second-floor unit includes a bright sunroom and a deck, while the heated third-floor in-law room provides additional flexible living space, home office, or guest area. Recent updates within 5 years include kitchens, stoves, fresh interior paint, and replacement windows. The property is serviced by gas heat and gas hot water. Conveniently located near public transportation, major highways, shopping, restaurants, schools, and all the amenities Quincy has to offer. Strong rental demand and versatile floor plan make this property ideal for investors or owner-occupants seeking additional income potential.

Getting Around

86
WalkingVery Walkable
56
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

5/10
5/10
Quincy High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood
  • Finished area above ground: 2,156

Interior Area

  • Total structure area: 2,156
  • Total interior livable area: 2,156 sqft

Property

Details

  • Parcel number: M:2038C B:0022 L:0012
  • Zoning: RESB

Features

  • Patio & porch: Deck - Wood

Lot

  • Lot size: 3,804 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Off Street
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,793$57,516
Home Insurance *$258$3,096
Property Taxes $805$9,660
Electricity $425$5,101
Total$6,281$75,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,348/yr
40% on housing$188,430/yr
45% on housing$167,493/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$376
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$948,000

For Sale by Agent

AgentWai Kit Or
BrokerageV & E Realty

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