3136 New York 10, Richmondville, NY, 12149
About This Home
Completely transformed from the inside out, this exceptional 3-bedroom, 2 full bath ranch on 3 scenic acres offers the perfect combination of modern style, quality craftsmanship and peace of mind. Every major improvement has already been completed, allowing you to simply move in and enjoy. The beautifully redesigned kitchen features granite countertops, quality cabinetry and all-new appliances, complemented by tastefully renovated bathrooms and newer luxury vinyl and tile flooring throughout. Beyond the stunning finishes, significant investments have been made in the home's infrastructure, including upgraded plumbing and electrical systems, conversion to efficient propane hot water heat, and a roof approximately 10 years young--improvements that add lasting value for years to come. The thoughtful floor plan offers exceptional flexibility with dedicated office space, workshop areas, abundant storage and a tandem two-car garage, creating a home that comfortably adapts to today's lifestyle. Outside, enjoy an upgraded covered deck overlooking three picturesque acres, along with a spacious Amish built storage shed and plenty of room to garden, entertain or simply relax in the peaceful country setting. Conveniently located just minutes from I-88, providing easy access to Cobleskill, Cooperstown, Schenectady and Albany, this is a rare opportunity to own a home where both the visible finishes and the essential systems have been extensively updated with care and quality.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1986
Materials
- Foundation: Block
- Roof: Shingle,Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,ENERGY STAR Qualified Appliances,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Other,Upper Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Heated
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- High Speed Internet,Ceiling Fan(s),Built-in Features
- Flooring: Tile,Vinyl
- Finished area below ground: 300
- Finished area above ground: 1,350
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Hot Water,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,350
- Total interior livable area: 1,350 sqft
Living Room
- Level: First
Office
- Level: Basement
Other
- Level: Basement
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 434800 101.410
- Special condition: Standard
Features
- Patio & porch: Composite Deck
- Exterior features: Other,Lighting
- Has view: Yes
- View description: Meadow,Pasture
Lot
- Lot size: 3 Acres
- Features: Rolling Slope,Meadow,Views,Wooded,Landscaped
Parking
- Total spaces: 6
- Parking features: Tandem,Under Residence,Workshop in Garage,Paved,Circular Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $124 | $1,488 |
| Property Taxes | $548 | $6,576 |
| Electricity | $246 | $2,954 |
| Total | $2,687 | $32,244 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $349,900 |
| 2026-06-26 | Listed for sale | $369,900 |
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