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13937 County Road 45, Tyler, TX, 75704

4beds
4baths
2,280sqft
$349,900
$153price/sqft
$2,643/moest. monthly cost
$105,720/yrincome needed

About This Home

Welcome to this gorgeous, brand new, fully vacant duplex in an excellent location being less than 15 minutes to both Tyler and Lindale. This is an amazing opportunity for both seasoned investors looking to expand or those just starting out in the rental industry. Or, live in one side and rent out the other! Each side features 2 bedrooms, 2 full bathrooms and a cozy living space that flows seamlessly into the living and dining areas. The kitchens come fully equipped with an electric oven, dishwasher and microwave and the utility closet has room for a full size washer dryer set. Other notable features include stained concrete flooring for easy cleaning and fresh, natural paint color, cabinets and fixtures for easy customizations. Each side has both a covered front porch and rear patio with a fully fenced backyard for added privacy. With great potential for a steady stream of income, this one is a must see! The structure currently sits on 3+ acres; however, the property will be subdivided prior to closing, with approximately 1/2 acre conveying with the duplex. Additional acreage is available for purchase, offering buyers the opportunity to acquire more land if desired. Take advantage of this fantastic opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Orr Elementary SchoolGrades 2-54.0 mi
3/10
Boulter Middle SchoolGrades 6-84.9 mi
4/10
Tyler High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Metal

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Ceiling Fan(s),Unit 1 Living Room,Unit 2 Living Room
  • Flooring: Concrete
  • Fireplace features: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Details

  • Zoning description: Two Family Dwelling
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Patio Covered
  • Exterior features: Gutter(s)
  • Fencing: Wood

Parking

  • Parking features: 1 Or More Per Unit
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$289$3,468
Property Taxes $335$4,020
Electricity $250$3,004
Total$2,643$31,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,617/yr
40% on housing$79,290/yr
45% on housing$70,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 75704$157
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75704$160
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$349,900

For Sale by Agent

AgentErika Gonzalez
BrokerageMaya Properties

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