




163 & 165 E Main Street E, Ellerbe, NC, 28338
About This Home
Investment Opportunity! Duplex-Style Home with Two Separate Rental Units Don't miss this unique property offering two separate living units under one roof, each with its own private entrance and living space. Whether you're looking to expand your rental portfolio, live in one unit and rent the other, or create a multi-generational living setup, this property offers plenty of flexibility and income-producing potential. Each unit provides its own kitchen, living area, bedrooms, and bathrooms, making it ideal for separate occupancy. With the ability to rent both units individually, this home is a great opportunity for investors or buyers looking to offset their mortgage with rental income. Situated on a spacious lot, this property offers versatility, convenience, and endless possibilities. Whether you're searching for your next investment property or a home with built-in income potential, this one is worth a look!
Getting Around
Schools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Crawl Space
- Roof: Other
- Construction materials: Brick,Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s)
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,440
- Total interior livable area: 2,440 sqft
Property
Details
- Parcel number: 747813242269
- Zoning: Residential
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch
- Fencing: None
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 2400 - 2599
Lot
- Lot size: 0.38 Acres
- Lot size dimensions: 137 x 146 x 116 x 121
Parking
- Total spaces: 2
- Parking features: Attached
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Richmond County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,365 | $16,380 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $175 | $2,100 |
| Electricity | $227 | $2,727 |
| Total | $1,951 | $23,412 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $230,000 |
| 2026-06-26 | Listed for sale | $270,000 |
