Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20948 Verde Dr, Apple Valley, CA, 92308

3beds
2baths
1,651sqft
$478,000
$290price/sqft
$3,273/moest. monthly cost
$130,920/yrincome needed

About This Home

This fabulous NEW CONSTRUCTION home is the one your clients have been dreaming about. Its a 3 bedroom 2 bath, large living area with a farmhouse feel, tons of storage, perfect for the first time home buyer or the last time home buyer that wants to downgrade size, but still wants all the amenities they have been looking for. All bedrooms have walk-in closets, an indoor laundry, oversized garage. Kitchen boasts beautiful cabinets with self closing drawers, quartz countertops, upgraded appliances. The home has beautiful views of the Ord Mountains and Mt. Baldy. **BEST PART**This home comes with a new Solar System, no lease payments, no maintenance costs, you buy the home, you own the solar. This home is so energy efficient your clients will love not having those pesky utility bills. Front yard landscaping included and yes, room for that R.V. too. ** This home is fully privately fenced, including 1 R.V drive thru gate and 2 man gates. Very close to shopping. Come take a look, it won't last long.

Getting Around

0
WalkingCar-Dependent
22
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

1/10
Mariana AcademyGrades K-81.1 mi
5/10
Apple Valley High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Building Permit,Turnkey
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder name: Ideal Custom Homes Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Free-Standing Range,Disposal,Microwave
  • Laundry features: Laundry Room

Bathroom

  • Features: Quartz Counters

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Quartz Counters,Bar,Bedroom on Main Level,Main Level Primary
  • Window features: Blinds,ENERGY STAR Qualified Windows
  • Fireplace features: Electric,Family Room,Masonry
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,ENERGY STAR Qualified Equipment,Fireplace(s),High Efficiency,Heat Pump
  • Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment,Heat Pump,Attic Fan

Interior Area

  • Total interior livable area: 1,651 sqft

Kitchen

  • Features: Quartz Counters,Self-closing Cabinet Doors,Self-closing Drawers

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 0434214260000
  • Zoning: R-1
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Rear Porch,Concrete,Covered,Front Porch
  • Spa features: None
  • Fencing: Chain Link,Privacy
  • Has view: Yes
  • View description: Hills,Mountain(s),Valley

Lot

  • Lot size: 0.51 Acres
  • Features: Drip Irrigation/Bubblers,Front Yard,Landscaped,Yard

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Concrete,Driveway Level,Driveway,Garage,Garage Door Opener,Oversized,RV Potential
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,417$29,004
Home Insurance *$168$2,016
Property Taxes $290$3,480
Electricity $398$4,786
Total$3,273$39,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,217/yr
40% on housing$98,190/yr
45% on housing$87,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 92308$201
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 92308$237
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$478,000

New Construction

AgentJennifer Chapdelaine
BrokerageColdwell Banker Home Source

Similar Homes