See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

404 & 406 Kinston Loop Dr, Westminster, SC, 29693

1beds
1baths
--sqft
$109,900
--price/sqft
$844/moest. monthly cost
$33,760/yrincome needed

About This Home

MODERN CABIN RETREAT | TWO LOTS INCLUDED | NEW PRICE | FOXWOOD HILLS | MINUTES FROM LAKE HARTWELL | STR (Short Term Rental) OPPORTUNITY An exceptional opportunity at a NEW PRICE! This beautifully constructed 1-bedroom, 1-bath cabin-style retreat combines quality craftsmanship, inviting outdoor living, and TWO adjoining lots in the established Foxwood Hills community. Situated on approximately 0.14 acres total between the two lots, this unique property delivers additional space, privacy, and flexibility at an incredible price point. Step inside and you'll immediately notice the warmth and character of the all-wood interior, featuring soaring vaulted tongue-and-groove ceilings and walls, abundant natural light, and an open-concept layout that makes the home feel spacious and welcoming. Thoughtful craftsmanship throughout captures the charm of a classic cabin retreat while providing the simplicity and convenience of low-maintenance living. One of the standout features is the expansive covered wraparound porch—an extension of the living space and the perfect place for morning coffee, evening conversations, entertaining guests, or unwinding after a day on Lake Hartwell. The adjoining vacant lot adds even more outdoor space and versatility, a feature rarely found at this price point. Located just minutes from Lake Hartwell, this property puts boating, fishing, kayaking, hiking, camping, and outdoor recreation within easy reach while keeping you convenient to Westminster, Seneca, Clemson, shopping, dining, healthcare, and everyday necessities. Foxwood Hills residents enjoy an impressive collection of community amenities, including a clubhouse, swimming pool, fitness center, tennis courts, playground, walking areas, and lake access- all with affordable annual HOA dues. This listing includes BOTH 404 Kinston Loop Dr (Lot 88), featuring the home, AND the adjoining vacant lot at 406 Kinston Loop Dr (Lot 87). Whether you're searching for an affordable Lake Hartwell getaway, weekend retreat, full-time residence, vacation property, or investment opportunity, this one deserves your attention. TWO lots, a beautifully crafted cabin, an incredible covered porch, community amenities, and Lake Hartwell just minutes away- all at an exceptional new price. Opportunities like this are hard to find!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
5/10
West Oak Middle SchoolGrades 6-87.3 mi
4/10
West-Oak High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Other,See Remarks
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other,See Remarks

Property

Details

  • Parcel number: 316 0501087

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch
  • Exterior features: Porch
  • Living area range: 0-999

Lot

  • Lot size: 6,098 sqft
  • Features: Outside City Limits,Subdivision

Parking

  • Parking features: None,Driveway,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Oconee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$51$612
Property Taxes $34$408
Electricity $204$2,449
Total$844$10,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,937/yr
40% on housing$25,320/yr
45% on housing$22,506/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.8%
17.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 29693$211
Oconee County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 29693$198
Oconee County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$99,000
2026-07-17Price change$109,900
2026-06-26Listed for sale$124,900

For Sale by Agent

AgentScott Lish
BrokerageEXP Realty LLC

Similar Homes